Credit Analyst

As a Credit Analyst at Oxyzo Financial Services in Mumbai, you will play a crucial role in conducting credit assessments, managing credit accounts, and analyzing financial data. Your responsibilities will include preparing detailed reports on creditworthiness, maintaining client communication, and collaborating with the finance team to manage and mitigate credit risks. You will be tasked with handling cases during underwriting post credit processing, performing financial analysis to assess client creditworthiness, qualitative analysis to understand the broader context, and underwriting cases based on policy guidelines. Your role will involve closely working with the sales team, channel partners, and cross-sell team to support their efforts and contribute to business growth. Additionally, you will collaborate with the operations team to ensure smooth disbursement of approved cases, conduct portfolio analysis to mitigate risks, and suggest policy changes based on analysis findings. To excel in this role, you should possess credit management and credit skills, strong analytical capabilities, excellent communication skills, knowledge in finance, and the ability to work both independently and collaboratively. Proficiency in using financial software and tools is essential, and a CA qualification is required for this position.,