Credit Analyst

As a Credit Analyst, you will play a crucial role in the appraisal of proposals, collaborating closely with the Relationship Manager and Funding Specialists. Key Responsibilities: - Appraising SME loans - Approving documents and generating analysis reports based on the analysis of the borrower's cash flow statements, tax returns, and other financial information - Performing and verifying system-generated detailed financial and ratio analysis, and interpreting the financial information to determine credit quality - Interacting with the borrower for any additional information Qualifications Required: - Strong analytical skills, including the ability to read and assess individual and company financial statements, cash flow, industry and competitive analysis, and projections - Proficiency in Excel, including the use of graphs/charts - Basic knowledge of credit principles, lending operations, loan research, and general credit policies - Detail-oriented team player with the ability to work well under pressure and multitask - Strong written and verbal communication skills - Problem recognition and resolution skills Please note that the preferred education qualifications for this role are Inter CA/M. Com/MBA/PGDM with a Finance specialization. As a Credit Analyst, you will play a crucial role in the appraisal of proposals, collaborating closely with the Relationship Manager and Funding Specialists. Key Responsibilities: - Appraising SME loans - Approving documents and generating analysis reports based on the analysis of the borrower's cash flow statements, tax returns, and other financial information - Performing and verifying system-generated detailed financial and ratio analysis, and interpreting the financial information to determine credit quality - Interacting with the borrower for any additional information Qualifications Required: - Strong analytical skills, including the ability to read and assess individual and company financial statements, cash flow, industry and competitive analysis, and projections - Proficiency in Excel, including the use of graphs/charts - Basic knowledge of credit principles, lending operations, loan research, and general credit policies - Detail-oriented team player with the ability to work well under pressure and multitask - Strong written and verbal communication skills - Problem recognition and resolution skills Please note that the preferred education qualifications for this role are Inter CA/M. Com/MBA/PGDM with a Finance specialization.