Credit Analyst (AI Fintech Company, NYC headquartered)

TalentRubric Growth Advisors (www.talentrubric.com) is a global talent strategy firm that specializes in talent management, executive search, establishing AI Global Capability Centers in India's dynamic tech landscape.

We are currently hiring for one of our global clients and below are the details.

Job Title: Credit Analyst Location: Pune - Onsite/Office (Mon-Fri)

CredCore is world's first Debt AI FinTech, headquartered in New York City, specialized in Enterprise Debt powered by Artificial Intelligence (AI).

Work Hours: Full-time position with the rotational shifts (both day and night shifts) to accommodate collaboration with US clients.

Who We Are:

Position Overview:

We are looking for a highly motivated and detail-oriented Junior Analyst to join our team, specializing in the extraction and curation of covenant data from various legal documents, including credit agreements, bonds, and indentures. This role presents an excellent opportunity for recent graduates eager to dive into financial analysis, legal documentation, and debt instruments. The selected candidate will collaborate closely with senior analysts, contributing to high-quality research that informs investment and credit decision-making.

Key Responsibilities:

• Data Extraction & Curation:

  Review, extract, and interpret key covenants from credit agreements, bond indentures, and other debt-related documents.

• Document Review:

  Analyse and summarize complex legal agreements to identify financial and operational covenants (such as leverage ratios, restricted payments, dividend payments, investments, etc.).

• Collaboration:

  Work closely with senior analysts, providing support in covenant interpretation and data curation.

• Quality Control:

  Assist in ensuring the quality and consistency of the curated data by cross-checking the extracted information with original documents.

• Documentation:

  Maintain detailed records of the reviewed agreements, noting key financial terms, restrictions, and compliance thresholds.

• Learning & Development:

  Stay updated on covenant structures, legal frameworks, and the evolving landscape of credit agreements and indentures.

Preferred Qualification & Experience:

• Bachelors degree in finance, Business Administration/ MBA (Finance)/ or a related field.

• Internship experience in credit, finance, legal research, or investment banking.

• Strong analytical and problem-solving skills with a keen eye for detail.

• Familiarity with credit agreements, bond indentures, or covenant analysis (from academic coursework or internships) would be a plus.

What We Offer

• Career Path:Opportunity to grow into a client-facing professional role through continuous learning and development.

• Opportunities:Expand your knowledge in the financial industry, gain exposure to AI and emerging technologies

• Competitive salary and benefits package.

• A vibrant, inclusive work environment that values diversity and teamwork.