Credit Analysis - Public Finance

Functional Responsibility / Domain Related

• Support global Credit Analyst(s) for monitoring and tracking the performance of a portfolio of credits / transactions, and responding to credit events
• Track and understand US Public Finance (USPF) sector dynamics and regulatory trends including but not limited to

• Understanding of various sectors within the USPF
• Analysis of macroeconomic parameters impacting the sector
• Impact of regulatory and legal framework
• Abreast with the latest happenings across USPF sectors
• Revenue & expenditure mix and factors affecting it

• Track operational performance, which includes evaluation of:

• Economic fundamentals
• Competitive position
• Strategy / execution / management
• Profitability / peer comparisons

• Track financial performance, which includes evaluation of:

• Accounting
• Financial governance and policies
• Financial ratios and trends
• Liquidity / short-term factors
• Off balance sheet debt such as pension/ OPEB

• Work on financial models
• Prepare internal credit notes
• Process Adherence
• Follow defined processes in day to day execution of assignments
• Ensure that new knowledge gained is retained and documented through operating manuals
• Strictly practice and follow all Compliance, Confidentiality, and Information Security Policies, Procedures and Guidelines of the Organization.

• Client Management / Stakeholder Management

Build and maintain relationships with international clients

• Education Qualification- Two years full-time MBA (Finance) or equivalent OR CA
• Experience - 1 – 3 years of relevant experience in credit analysis or credit research in global market

• Skills:

• Excellent oral and written communication skills
• Understanding of accounting and financial analysis and concepts
• Positive attitude with qualities of a team player
• Innovative and solution orientation
• Open to new ideas and initiatives
• Ability to build client relations and take a view based on client guidance
• Ability to take ownership and execute tasks independently
• Ability to deal pressure