Credit Analysis Executive

2 - 7 years

9 - 13 Lacs

Posted:1 week ago| Platform: Naukri logo

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Work Mode

Work from Office

Job Type

Full Time

Job Description

We are currently seeking

Credit Analysis Executive

, reporting directly to

Senior Manager

to join our Treasury & Finance
team based in Noida.
We offer you not only a job, but an inspiring journey in a truly global environment where you team up to break down boundaries thanks to the innovation, creativity and pioneer spirit which drive our people.

 

Key Areas of Responsibility:

Evaluating credit data and financial statements of customers/vendors or partners in order to determine the degree of financial risk involved. Conduct thorough analysis of financial statements and assessment of credit requests.
  • Analyzing customer records and preparing related reports. Prepare spreadsheets, reports, summaries and opinions for stakeholders.
  • Evaluating the financial status of customers by producing financial ratios through computer programs/standard templates.

Ability to intelligently interpret:

  • Annual reports
  • Financial statements
  • Profit and loss statements
  • Management accounts and additional market data reports
  • Helping the stakeholders by providing financial insight resulting in managing financial orders and reduce the risk of customer disputes.
  • Report the Risk that may have an adverse effect on partnerships/mergers and ongoing/upcoming contracts, will be responsible for submitting required reports as necessary.
  • Providing recommendations tied to analysis and assessment of credit risk.
  • Developing and preparing spreadsheets and models to support analysis of new and existing credit applications/requests.

Hands-on experience in:

  • Developing models, both mathematical and statistical ones that directly relate to the risk being measured
  • Recording anticipated economic environment changes
  • Analyzing periodic market patterns
  • Tracking legislation and government policies

Qualifications and Experience:

  • A Chartered Accountant or MBA (preferably from Tier I Institute) with 2+ years of Post Qualification experience in Credit Analysis, Report Writing, Analyzing Statutory Financial Statements, Interacting with Global stakeholders
  • Excellent Team spirit & collaborative mindset
  • Must speak, read, and write in English (French is a plus)
  • Analytical, financial and research skills
  • Ability to complete essential tasks autonomously
  • Working knowledge of MS Word, Excel, PowerPoint & Power BI.
  • Strong communications and interpersonal skills. Must be innovative and decisive

Key Skills:

  • Financial analysis and research, analytical and problem-solving skills
  • Good written and verbal communication skills
  • Excellent customer service skills
  • Must be flexible and able to work in 24x7 shifts

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