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Piramal Finance
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Cluster Credit Manger

Cluster Credit Manger

Piramal Finance

5 - 10 years

|

8 - 15 Lacs

Bareilly Gorakhpur Kanpur

Posted:1 hour ago| Platform:

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Skills Required

Micro LAP HL Lap Loans MSME

Work Mode

Work from Office

Job Type

Full Time

Job Description

Role & responsibilities

5-10 years of relevant experience in Central underwriting For Micro LAP, MSME loans
Deep understanding and focus on risk, controls, compliance and regulatory framework and ability to apply knowledge on credit policy in assessing inherent risks, if any
Knowledge of local markets and trends in retail lending
Deep experience & understanding of retail financial services across NBFCs, banking
Ability to liaison & follow-up with external and internal stakeholders
Understanding of CIBIL and other checks required to validate customers credibility

Preferred candidate profile

Responsible for upholding the Piramal brand by assessing customers sourced by the Sales team in line with the credit policy, and determine deviations and exceptions
Handle oversight & review of central underwriting of Used Car/ Unsecured Business Loan in the mapped cluster.
Establish key qualification rules & credit worthiness of potential applicants for cases having discrepancies at the branch level
Analyze the on ground delinquencies market trends specific to the area location and provide related feedback to Geography credit manager and branch

Perks and benefits

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Piramal Finance

Piramal Finance

Financial Services

Mumbai

250+ Employees

450 Jobs

Key People

Ajay Piramal

Chairman
Shreyas Tiwari

CEO
Swati Piramal

Vice Chairperson

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