Branch Manager MBL

As a Branch Manager-Micro Business Loan at IDFC First, your primary responsibility is to scale up the business for Micro Business Loan lending in a designated area. You will achieve this by delivering banking services efficiently and effectively using technology. Collaboration with the Retail team is essential to ensure seamless customer experience and establish IDFC First as the preferred bank for all banking needs. Your key responsibilities include target and manpower planning for the branch, recruitment and training of Sales Managers, Branch Credit and Collection Managers, and field staff. Meeting disbursement targets monthly, identifying high-potential business clusters, and implementing penetration strategies are crucial for success. Monitoring and improving manpower productivity, mentoring the branch team, tracking competition, and reporting market developments are also part of your role. You will be accountable for managing product mix, branch profitability, bucket collection, portfolio management, and ensuring internal and external audit compliance. Proficiency in English is required for effective communication in this role. To qualify for this position, you should have a graduation degree and 5-10 years of relevant experience in the banking industry. Join us at IDFC First and play a key role in driving the Micro Business Loan business to new heights.,