Branch Manager - Vellore

As a Branch Manager at Aham HFC, you will play a crucial role in achieving business targets, generating leads, managing business processes, and ensuring portfolio quality. Your responsibilities will include: - **Business Target Achievement:** - Achieving Disbursement targets for Housing & mortgage Loans and insurance premiums. - Meeting the Weighted Average Yield target. - Ensuring Portfolio growth and retention of existing customers. - **Lead Generation & Management:** - Monitoring Sales Officers' activities and ensuring a regular flow of business. - Empanelling direct sourcing agents for steady business flow. - Planning and executing marketing activities with a monthly calendar. - Monitoring Sales Officers' productivity to meet monthly norms. - **Business Process Flow & Management:** - Processing housing loan file logins as per product & policy norms. - Conducting location visits for customer appraisals. - Ensuring proper documentation of housing loan files and post-sanction documentation. - Maintaining customer satisfaction for all sanctioned loans. - **Team Recruitment & Training:** - Recruiting sales officers, providing training, and ensuring productivity levels. - **Portfolio Quality Management:** - Managing portfolio quality and closing outstanding post-disbursal documentation. - Handling chronic/delinquent accounts and taking appropriate actions for regularizing loans. **Person Profile:** - **Educational Qualification:** Under Graduate / Post Graduate. - **Experience:** 8 to 12 years in Housing Loan sector. Join us at Aham HFC to lead a dynamic team, drive business growth, and ensure customer satisfaction in the housing finance sector. As a Branch Manager at Aham HFC, you will play a crucial role in achieving business targets, generating leads, managing business processes, and ensuring portfolio quality. Your responsibilities will include: - **Business Target Achievement:** - Achieving Disbursement targets for Housing & mortgage Loans and insurance premiums. - Meeting the Weighted Average Yield target. - Ensuring Portfolio growth and retention of existing customers. - **Lead Generation & Management:** - Monitoring Sales Officers' activities and ensuring a regular flow of business. - Empanelling direct sourcing agents for steady business flow. - Planning and executing marketing activities with a monthly calendar. - Monitoring Sales Officers' productivity to meet monthly norms. - **Business Process Flow & Management:** - Processing housing loan file logins as per product & policy norms. - Conducting location visits for customer appraisals. - Ensuring proper documentation of housing loan files and post-sanction documentation. - Maintaining customer satisfaction for all sanctioned loans. - **Team Recruitment & Training:** - Recruiting sales officers, providing training, and ensuring productivity levels. - **Portfolio Quality Management:** - Managing portfolio quality and closing outstanding post-disbursal documentation. - Handling chronic/delinquent accounts and taking appropriate actions for regularizing loans. **Person Profile:** - **Educational Qualification:** Under Graduate / Post Graduate. - **Experience:** 8 to 12 years in Housing Loan sector. Join us at Aham HFC to lead a dynamic team, drive business growth, and ensure customer satisfaction in the housing finance sector.