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Bandhan Bank
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Branch Inchage - Gold Loan

Branch Inchage - Gold Loan

Bandhan Bank

1 - 5 years

2 - 4 Lacs

kalyani kolkata bidhannagar

Posted:3 days ago| Platform:

Apply

Skills Required

gold appraiser jewel loan gold loan sales gold loan operations gold valuation

Work Mode

Work from Office

Job Type

Full Time

Job Description

Work with management in establishing growth, sales, and profit objectives for the Gold Loan department;

provide input to these objectives and to the manner in which performance will be measured and

controlled.

Ensure training & development of all Gold Loan Staffs
Ensuring basic operational hygiene, while following product guidelines & laid-down process
Oversee the proper security & storage of Gold packets
Ensuring optimum customer service.
Maintain current knowledge of the guidelines of the Reserve Bank of India and all other regulatory

authorities relating to Gold Loan operations

Ensure that all reporting and management information is provided on a timely basis to the higher

management

Conduct regularly scheduled sales and customer service meetings; actively encourages staff to build

customer relationships

Regular Branch Visit , DSC & active participation in all kind of promotional & marketing activities.
Implement strategies to achieve financial targets and qualitative goals assigned to the branch as part of

Banks overall strategic plan

Review Gold Loan Valuers performance throughout the probationary period and on an annual basis

thereafter. Supervising assayer’s daily activity

Develop forecasts, financial objectives and business plans
Performing such other tasks as maybe assigned by the Management
Replying to concurrent Audit
Tracking Margin Money scenarios & ensuring collection of all Overdue
Organizing Auction of Gold Loan , as per requirement
Ensure to achieving the disbursement , booksize and collection target month on month.
Ensuring timely renewal of Gold Loan, A/C’s, thus arresting portfolio erosion and Any other duties as may be

assigned

2

Supervision of Valuation process
Need to actively engage in implementation of the New Gold Loan System

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