Branch credit officer

Company Description

Headquartered in Gurgaon, Aye Finance is a new-age finance company providing business loans to small and micro enterprises across India. Since 2014, the company has continued to chart an exciting growth path in this under-banked segment while maintaining a high benchmark for credit quality. Aye Finance is dedicated to facilitating better financial inclusion using the most relevant technology to serve micro-enterprises across the country. The company combines sound business practices, a deep understanding of the micro-enterprise environment, and a passion for delivering socio-economic growth, making it a great place to work.

Role Description

This is a full-time on-site role for a Branch Credit Officer located in Bhagalpur. The Branch Credit Officer will be responsible for assessing and managing the creditworthiness of clients, conducting financial analysis, and ensuring adherence to credit policies. Daily tasks include evaluating loan applications, performing credit appraisals, maintaining client relationships, and monitoring loan performance to mitigate risks.

Qualifications

• Credit Management, and Credit skills
• Strong Analytical Skills
• Finance knowledge
• Excellent Communication skills
• Bachelor's degree in Finance, Accounting, Business Administration, or related field
• Relevant experience in credit assessment or similar role is preferred
• Ability to work independently and as part of a team
• Proficiency in using financial software and tools