Branch credit officer

Role Overview You will be a full-time Branch Credit Officer based in Bhagalpur, responsible for assessing and managing the creditworthiness of clients, conducting financial analysis, and ensuring adherence to credit policies. Your daily tasks will include evaluating loan applications, performing credit appraisals, maintaining client relationships, and monitoring loan performance to mitigate risks. Key Responsibilities - Assess and manage the creditworthiness of clients - Conduct financial analysis - Ensure adherence to credit policies - Evaluate loan applications - Perform credit appraisals - Maintain client relationships - Monitor loan performance to mitigate risks Qualifications Required - Credit Management and Credit skills - Strong Analytical Skills - Finance knowledge - Excellent Communication skills - Bachelor's degree in Finance, Accounting, Business Administration, or related field - Relevant experience in credit assessment or similar role is preferred - Ability to work independently and as part of a team - Proficiency in using financial software and tools,