Branch Credit Manager

Piramal Finance

3 - 5 years

4 - 6 Lacs

Hyderabad

Posted:11 hours ago| Platform:

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Skills Required

Credit Analysis Credit Appraisal Credit Underwriting Credit Processing Branch Credit Manager

Work Mode

Work from Office

Job Type

Full Time

Job Description

Underwriting of Loan Applications for Home Loans and Mortgage Loans from Salaried and Self Employed profile all branches of South India adhering to the policies and guidelines laid by the company.
High levels of quality of underwriting to be maintained and applications to be processed within the prescribed timelines.
To conduct Tele PD with Salaried as well as Self Employed customer and to understand about the profile of the salaried customer and understand about the business, his financials
Ability to build high quality retail portfolio. Co-ordination with other internal verticals which includes Sales, Operations, Non CPU Credit Team at branches.
Co-ordination and follow up with external vendors for PD reports, FI reports and to ensure reports are received and updated as per the timelines.
Ability to understand the customer requirements and to structure the loan application best suited program according to the profiles.
Ensure the successful adoption of internal compliances & regulatory framework across the business.
Coordinate with internal audit and regulatory audit regarding their various requirements and address their concerns on aspects of credit policies and procedures and their implementation.

Language proficiency in Kannada, Tamil and Malayalam is required mandatorily

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