PRINCIPAL ACCOUNTABILITIES: ?Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business?Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio?Understand credit policy and processes as well as credit environment?Ensure detailed PD is done for all the proposals Further few customers need to be physically visited inline with requirement?Ensure the quality of Credit approval note and the Credit approval mails ?Ensure the TAT for all the proposals is maintained inline with the prescribed standards?Ensure the productivity for underwriting proposals is maintained inline with the prescribed standards?Ensure all MIS is maintained timely and correctly?Contribute to the new project initiatives3 SKILLS AND KNOWLEDGE Educational QualificationsCA/Post-graduate in FinanceFunctional SkillsAttention to Detail, Critical Thinking, Sound Knowledge of Risk Management & Credit, Process Oriented, Time ManagementRelevant and total years of Experience3-5 years in an underwriting team of a top tier bank/ NBFC/ fintechs in India

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