Branch Credit Manager

Branch Credit Manager

Roles and Responsibilities

• Credit Function Management:

• Manage and oversee the credit function

  at the branch level, ensuring strict compliance with all regulatory requirements.
• Develop and implement effective

  credit policies and procedures

  aimed at minimizing risk and maximizing business growth.
• Ensure all credit-related transactions are accurately recorded and meticulously maintained.

• Credit Analysis & Risk Mitigation:

• Conduct thorough credit analyses and assessments

  to accurately determine client creditworthiness.
• Collaborate with cross-functional teams to proactively identify and

  mitigate potential credit risks

  .
• Monitor and report on

  credit portfolio performance

  , providing insightful recommendations for continuous improvement.

Job Requirements

• Experience & Knowledge:

• Professional experience in the BFSI industry

  , with a strong background in

  credit management and analysis

  .
• Strong knowledge of

  credit management principles, practices, and regulations

  .
• Strong understanding of the

  BFSI industry

  , including market trends and competitor activity.

• Skills:

• Excellent analytical and problem-solving skills

  , with the ability to interpret complex data sets.
• Effective

  communication and interpersonal skills

  , enabling strong relationships with clients and stakeholders.
• Ability to work effectively in a fast-paced environment, adept at prioritizing multiple tasks and meeting deadlines.
• Proficiency in

  financial modeling and forecasting tools

  , coupled with hands-on experience in credit risk assessment.