Associate - Underwriting

Role Purpose

Responsible for accurately performing manual credit decisioning of assigned applications within TAT and as per Credit and compliance guidelines.

Role Accountability

1. Adhere to Credit Guidelines while processing applications
2. Maintain decisioning accuracy levels as per agreed SLA to maintain portfolio quality
3. Perform decisioning of applications within defined TAT
4. Ensure timely rectification of errors highlighted by monitoring team
5. Perform process documentation and compliance adherence

Measures of Success

1. Decisioning Accuracy
2. Daily Productivity targets (Throughput, TAT)
3. Process adherence as per MOU

Technical Skills / Experience / Certifications

Understanding of credit policy framework

Competencies critical to the role

1. Detail Orientation
2. Process Orientation
3. Verbal and written communication
4. Analytical Ability

Qualification

Graduate in any discipline

Preferred Industry

BFSI