Associate Credit Manager - Cross Sell

Your role as a Credit Manager TW in Retail Banking will involve managing a team and collaborating with the sales team to achieve the assigned area target. You will directly engage with consumers to assess their creditworthiness, ensuring verification completion and compliance with company credit policies. Your tasks should align with both sales support and risk mitigation, contributing to the overall organizational goals of the bank. **Key Responsibilities:** - Underwrite secured and unsecured loan proposals according to policies to meet SLAs and manage area business volumes - Supervise a team of credit underwriters and provide guidance - Conduct personal discussions with customers to evaluate creditworthiness - Control front-end delinquencies by contacting customers upon first presentation - Ensure completion of credit/KYC documents and verification through various methods - Collaborate with sales to achieve targets and uphold SLAs - Ensure adherence to credit policies and standards **Qualification Required:** - Graduate in any discipline (Full Time) - Post Graduate in any discipline (Full Time) With 1-4 years of experience in credit, you are well-equipped to excel in this role within the Retail Banking sector in India.,