Associate Credit Manager-Cross Sell

Role Overview: As a Credit Manager at TW, you will be responsible for managing a team and coordinating with the sales team to achieve targets in the Retail Banking sector in India. Your primary role will involve establishing the creditworthiness of consumers, completing verifications, and ensuring compliance with the company's credit policy. It is essential to execute these tasks in a manner that supports sales while managing risks effectively to contribute to the bank's overall objectives. Key Responsibilities: - Underwrite secured and unsecured loan proposals for customers based on policies and procedures to meet SLAs and manage business volumes in the assigned area - Supervise a team of credit underwriters, providing necessary guidelines and support - Conduct personal discussions with customers to assess their creditworthiness - Manage front-end delinquencies by contacting customers promptly after the first presentation - Ensure completion of credit and KYC documents through telephonic, field, and collateral visits - Collaborate with the sales team to achieve targets and meet SLAs effectively - Uphold adherence to credit policies and standards approved by the company Qualifications Required: - Graduate in any discipline (Full Time) - Postgraduate degree in any field (Full Time) Additional Details: No additional details provided in the job description.,