Implementation of Credit policy of the bank and ensuring regulatory guidelines relating to Credit is adhered by the bank.
To check the compliance to the Priority Sector lending guidelines of RBI and the plan for the banks achievement of PSL guidelines.
To provide periodic MIS on credit risk to the CRO and to support CRO to handle all credit related issues of the bank.
Calculation of prudential limits including single Counter Party, Group Counter Party limits, Industry Risk, Geographic Risk etc.
To daily check whether the bank as a whole does not exceed the prudential limits.
To do Credit Stress Testing
To adhere to the RBI credit restriction guidelines and regulatory guidelines for monitoring of Credit risk.
To adhere to the reporting framework of RBI (given below non exhaustive list)

Weekly:-

Calculating RBI Loan Aged file Product-wise
RBI Undrawn position Product-wise
Return on Defaulted Borrowers (RDB) RBI Weekly
FCY LCBD Maturity Data
Loan Disbursement Data

Fortnightly:-

Calculating RBI Loan Aged file Product-wise
RBI Undrawn position Product-wise

Monthly:-

RBI CRILC Main
RBI SMR 6 AB
Data on Collection efficiency
Report on Asset Quality (RAQ) - Sector wise RBI Monthly
CIBIL-Suit file Reporting
Calculating RBI Loan Aged file Product-wise for IRS Reporting

Quarterly:-

Report on Asset Quality (RAQ) - Sector wise RBI Quarterly
Report on Large Corporates (RLC) - Sector wise RBI Quarterly
Risk Based Supervision (RBS) -Sector wise RBI Quarterly
CRILC Main RBI Quarterly
CRILC SMARBI Quarterly
Basic Statistical Returns (BSR 1A) RBI Quarterly
ADEPT RBI Quarterly
LEF RBI Quarterly
CIBIL Reporting Quarterly

Annually: -

APSA Annually
Tranche Data (RBI Yearly Requirements)
Bank Profile data (RBI Yearly Requirements)

More Jobs at Woori Bank

Assistant Manager

Mumbai

4.0 - 9.0 yrs

INR 7 - 11 Lacs

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