Area Head - Gold

Job Description: As an Area Head-Gold Loan, you will be responsible for overseeing the gold loan business within the branches under your cluster. Your main objective will be to motivate and collaborate with the branch teams to achieve the set targets on a monthly basis, ensuring growth in the gold loan portfolio at the branch level. It will be your duty to monitor and ensure routine marketing activities are carried out effectively across all branches. Maintaining a collection rate of over 99% at the portfolio level will be crucial in this role. You will also be in charge of internal and external compliance adherence, as well as tracking audit observations. Conducting monthly visits to branches and performing portfolio audits will be part of your routine tasks. You will be expected to propose process enhancements aimed at enhancing service efficiency and quality throughout the branch network. Additionally, you will extend support towards the implementation of initiatives focused on livelihood advancement and community development. To qualify for this position, you should possess a post-graduation degree in any field along with a graduation degree. A minimum of 5 to 10 years of relevant experience is required to excel in this role.,