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Area Credit Manager-Loan Against Property (LAP)-Credit

Area Credit Manager-Loan Against Property (LAP)-Credit

Kotak Mahindra

0 years

6 - 8 Lacs

Chandigarh

Posted:1 day ago| Platform: GlassDoor logo

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Skills Required

audit checks management support risk creditworthiness scoring payments

Work Mode

On-site

Job Type

Part Time

Job Description

JD For Area Credit Manager

Should have experience in Team Handling
Handling secured, unsecured and working capital and LAP
Evaluate and process end to end Loan applications within agreed TAT timelines.
Timely clearance of open audit queries, quality control checks
Timely completion of Vendor Management related activities
Providing support to Business Plan through quick turnaround of New and Existing proposals and work with team to optimize returns while remaining within Risk Appetite
Researching and evaluating clients’ creditworthiness Creating credit scoring models to predict risks Approving or rejecting loan requests, based on credibility and potential revenues and losses
Approve or reject loan requests, based on credibility and potential revenues and losses
Calculate and set interest rates
Negotiate loan terms with clients
Monitor payments
Maintain records of loan applications

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