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Avanse Financial Services
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Area Credit Manager

Area Credit Manager

Avanse Financial Services

10 - 14 years

8 - 12 Lacs

Chennai

Posted:1 day ago| Platform:

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Skills Required

Work Mode

Work from Office

Job Type

Full Time

Job Description

Job DescriptionThe incumbent will be responsible to lead the team. Underwriting/recommending of proposals for non-collateral/collateral profiles. Manage the outsource agencies and ensure TAT is maintained by these agencies.

Role & responsibilities

Managing team of Credit managers
Credit Appraisal Underwriting/recommending of proposals for non-collateral/collateral backed education loan Process & Initiatives Understanding process and policies and implementing the same to ensure smooth transactions Training- Provide training to internal team and channels/DSTs. Provide regular training to outsource agencies so that they work in synergy with the companies policies and norms Delinquency Management for the entire State Portfolio Management – Monitoring the performance of portfolio and suggest changes to adapt to maintain the quality of portfolio Vendor / Cost management – managing the outsource agencies and ensure TAT is maintained by these agencies Quality Management in terms of Audit, Compliance and Hind sighting PDD Management – controlling and tracking PDDs through proper MIS for the location

Preferred candidate profile

8-10 years of Underwriting experience in lending Business. Experience in mortgage industry will be an added advantage.

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Avanse Financial Services

Financial Services

Mumbai Maharashtra

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Area Credit Manager