Analyst, Mule Investigations, Legal, Compliance & Secretariat

Business Function:

Legal, Compliance & Secretariat ensures that the banks interests are protected by zealously guarding and enhancing its reputation and capital. We also work to maintain a good standing with all our regulators, customers, and business partners. Because we believe that at the heart of business banking is to uphold the values of trust and integrity for all our stakeholders.

Role Overview

We are seeking a highly motivated and analytical Money Mule Analyst to join our Financial Crime Prevention team. The Money Mule Analyst will be responsible for identifying, investigating, and mitigating risks associated with money mule activities, which are an integral part of money laundering systems. This role requires a keen eye for detail, strong analytical skills, and a solid understanding of financial crime typologies and regulatory requirements. The successful candidate will play a critical role in protecting the bank and its customers from financial crime and ensuring compliance with Anti-Money Laundering (AML) regulations.

Key Responsibilities

• Conduct thorough investigations into suspicious transactions and customer activities to identify potential mule money schemes and related financial crime activities.
• Analyze complex financial data, transaction patterns, and customer profiles to detect anomalies and identify red flags indicative of money mule involvement.
• Collaborate with internal teams, including compliance, legal, and fraud prevention, to ensure a robust financial crime prevention framework.
• Stay up to date with emerging money mule typologies, fraud trends, AML regulations, and industry best practices to continuously enhance detection and prevention methods.
• Assist in the development and implementation of AML- Money Mule detection policies, procedures, and controls related to money mule prevention.
• Participate in training and awareness programs for employees to enhance their understanding of money mule risks and prevention strategies.
• Maintain accurate records of all investigation activities and findings.
• Proactively engage in public consultations and industry forums to contribute expertise and stay informed about potential regulatory amendments.
• Willing to work in shifts (24/7) based on team requirements.

Required Skills and Qualifications

• Education:Bachelor s degree in any field.
• Experience:3+ years of experience in AML compliance, financial crime prevention, fraud monitoring & investigation, or a related field, with a focus on money mule activity.
• Soft Skills:
• Excellent written and verbal communication skills, with the ability to articulate findings clearly and concisely to various stakeholders.
• Strong attention to detail and accuracy to spot irregularities or inconsistencies.
• Ability to work independently and collaboratively as part of a team.
• High ethical standards and a commitment to integrity.
• Proactive and solution-oriented mindset with a focus on continuous improvement.
• Technical Competencies-Strong proficiency in MS Excel (Macros and Pivots), MS Access, MS Word. Basic usage of MS PowerPoint. Qualification in a related field (e.g., finance, accounting, computer science, data analytics).