Underwriter Health Insurance

1 - 5 years

3 - 4 Lacs

Posted:15 hours ago| Platform: Naukri logo

Apply

Work Mode

Work from Office

Job Type

Full Time

Job Description

Role & responsibilities

The Underwriter is responsible for evaluating and analysing the risks involved in Health insurance proposals-

Group Mediclaim; Group Personal Accident; Workmen Compensation; Group Term Insurance etc.

They ensure sound underwriting practices while working closely with insurers and clients to

secure optimal coverage and terms.

Key Responsibilities:

Evaluate and assess insurance proposals as per IRDA underwriting guidelines and documentation for Health insurance proposals- Group Mediclaim; Group Personal Accident; Workmen Compensation; Group Term Insurance.

Recommend suitable products, terms, and comparative premiums to internal sales team/customers.

Coordinate with insurers for quote procurement, premium negotiations and policy issuance within TAT.

Ensure accuracy in documentation like proposal forms and endorsements.

Coordinate with internal teams sales, operations, and claims – for smooth service delivery.

Maintain accurate underwriting records and reports.

Maintaining claim documentation for Group Mediclaim; Group Personal Accident; Workmen Compensation;

Group Term Insurance etc.

Key Skills & Competencies:

Sound knowledge of underwriting practices across Health Lines products (including Group

Mediclaim; Group Personal Accident; Workmen Compensation; Group Term Insurance).

Excellent verbal & written communication skills.

Excellent MS Office skills like advanced Excel, PowerPoint presentations.

Familiarity with IRDAI regulations and insurance systems.

Qualifications:

0–5 years of underwriting experience in General & Life Insurance company

or Insurance Broking Company.

Preferred candidate profile

Mock Interview

Practice Video Interview with JobPe AI

Start Job-Specific Interview
cta

Start Your Job Search Today

Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.

Job Application AI Bot

Job Application AI Bot

Apply to 20+ Portals in one click

Download Now

Download the Mobile App

Instantly access job listings, apply easily, and track applications.

coding practice

Enhance Your Skills

Practice coding challenges to boost your skills

Start Practicing Now

RecommendedJobs for You