Job
Description
We are looking for a knowledgeable and detail-oriented General Insurance Underwriter to assess risks and determine appropriate insurance coverage, terms, and premiums. The ideal candidate will have a good understanding of general insurance products (motor, property, health, liability, etc.) and underwriting principles. Key Responsibilities Evaluate and assess risks for general insurance proposals . Analyze application forms, supporting documents, previous claims history, and creditworthiness of clients. Determine coverage terms, premium amounts, policy conditions, and exclusions. Communicate with agents, brokers, or direct clients to obtain additional information if required. Ensure adherence to underwriting guidelines, company policies, and regulatory compliance. Collaborate with other departments such as claims and sales to provide appropriate insurance solutions. Maintain up-to-date knowledge of insurance products, market trends, and competitor offerings. Monitor portfolio performance, analyze risk exposure, and recommend pricing or product adjustments. Assist in developing and improving underwriting processes and systems. Handle renewal underwriting and portfolio analysis. Bachelor’s degree in Insurance, Business, Finance, or a related field. 1-2 years of experience in general insurance underwriting. Sound knowledge of underwriting principles, general insurance products, and risk assessment. Strong analytical and decision-making skills. Excellent verbal and written communication skills. Attention to detail and high level of accuracy. Proficiency in MS Office and insurance-related software platforms. Job Types: Full-time, Permanent Benefits: Flexible schedule Health insurance Life insurance Paid sick time Schedule: Day shift Monday to Friday Work Location: In person
