Territory Manager-SEPL

The Branch Credit Manager in the Micro Finance Loans department is responsible for managing a team and coordinating with the sales team to achieve targets. As the Branch Credit Manager, you will directly interact with consumers to assess their credit worthiness. You must ensure the completion of credit/KYC documents and verifications through telephonic, field, and collateral visits while adhering to the company's credit policy guidelines. It is essential to execute these tasks in a manner that supports sales efforts while being risk averse. Your primary responsibilities will include underwriting secured and unsecured loan proposals, conducting personal discussions with customers to evaluate their credit worthiness, ensuring the completion of credit and KYC documents through various verification methods, coordinating with the sales team to meet targets and service level agreements, maintaining compliance with credit policies, managing front-end delinquencies effectively, and overseeing a team of credit underwriters while providing necessary guidance. To excel in this role, you must hold a Bachelor's degree in engineering, technology, mathematics, commerce, arts, science, biology, business, computers, or management on a full-time basis.,