Technical Manager

Role & responsibilities Position: Technical Manager Qualification: Any Graduate Experience: 3-4 Years Product: Mortgage Loan/LAP/HL Key Roles and Responsibilities: Perform in-depth industry, market and competitor research Perform valuation analysis on a wide range of companies using all accepted and relevant asset valuation approaches and theories Independently gather data pertinent to the engagement through direct client interaction and on-site collection of data relating to client assets. Inspect various assets including Residential, Commercial and Industrial properties / assets etc. Liaison with valuation agencies, real estate developers and local government bodies for market analysis and market updations. Guide and develop "technical policy" and monitor the portfolio/ delinquencies related to technical aspects of respective geography. Develop checks and process to control fraud, built database and deduce for multiple funding or excess funding on properties e.g. circle rates, reference rates to credit team, database of properties under dispute as per securitization notices by different banks as public notices, properties under public notice/ court notice/ in tech agencies data base under dispute etc.) Scrutinize project approvals for the organization, timely monitoring and ensuring compliance on legal and technical aspects and their timely updations. Monitor market feasibility of project for industrial, residential, commercial or institutional project, periodically checking property documents and presenting bylaws violation as per plot size. Manage the vendors involved in the technical evaluation process. Work closely with the legal counterpart on the technical evaluation front. Carry out spot checks on a frequent basis and maintain an MIS related to the technical evaluation. Help collections tie-up with brokers and negotiate rates for resale of properties surrendered, takeover through legal process, or any other property bought rented by business. Help maintain a healthy portfolio through the preparation of feasibility reports, valuation reports, project monitoring reports and market surveys to gather data on the real estate market. Understand and analyze risks associated with property / project / market / developer and analyze exposure that can be taken. Data & MIS Management: Portfolio Management. Vendor Management: Managing External Valuation Agencies. Desired Candidate Profile: The candidate should have prior experience in Home Loans/Lap/Mortgages. Must demonstrate capability to manage team and take additional responsibilities. High on Self-Motivation. Candidate must be flexible in visiting sites and locations. Decent communication Skills Sound knowledge of policies / lending frameworks followed for this product.