Supply Chain Finance Credit Manager

As an experienced Credit Underwriter for Supply Chain Finance/Working Capital loan products, you will be responsible for: - Conducting thorough assessment, review, and recommendation of credit proposals to the approving authority after detailed due diligence. - Taking complete ownership of credit underwriting and credit administration tasks. - Performing detailed credit assessments of prospective anchors for Supply Chain Finance programs, including analyzing the company's business model, product offerings, management, dealer/vendor ecosystem, past credit ratings, market, and reference checks. - Carrying out financial analysis such as Balance Sheet, Profit & Loss Statement, Cash Flow Statements, Ratio Analysis, CMA preparation with projections, sensitivity analysis, and presenting findings to the approving authority. - Analyzing various data related to the company for the credit assessment note, including credit rating reports, annual reports, investor presentations, stock market performance data, and legal checks. - Scrutinizing credit reports of entities (proprietorships, partnerships, private limited companies) and individuals, providing detailed observations and recommendations. - Analyzing Credit Approval Memos (CAMs) for counterparties (dealers, vendors), assessing financials, bank statements, GST returns, credit bureaus, stock statements, and other compliance checks. - Making independent credit decisions and recommending cases with eligible limits as per the defined credit policy. - Handling large unsecured and secured exposures to counterparties comfortably. - Coordinating with various vendors (financial institutions, banks) and resolving related issues. - Partnering with business and credit administration teams to ensure smooth underwriting and onboarding processes. - Managing portfolio and conducting credit monitoring. - Suggesting improvements in policies and processes. - Handling any other ad hoc tasks assigned by the reporting manager or management. Qualifications Required: - Minimum 5 years of experience in Credit underwriting for Supply Chain Finance/Working Capital loan products for Corporates & MSMEs. - Preference given to candidates with previous experience working with a Fintech/NBFC. (Note: No additional details about the company were mentioned in the job description.),