Sr. Officer/Officer - Underwriting

BOBCARD

3 - 5 years

4 - 6 Lacs

mumbai goregaon

Posted:1 day ago| Platform:

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Skills Required

retail underwriting kyc credit card underwriting cibil

Work Mode

Work from Office

Job Type

Full Time

Job Description

Role & responsibilities:

The person will be responsible for mentioned specific skills:

Underwriting of loans/credit cards and ensuring good portfolios in assigned area by identifying potential credit and operating risks.
Ensure adherences to credit processes and policies.
Good knowledge of credit bureau checks and KYC norms.
Understanding of inherent credit, collateral, operational & fraud risk.
Should have full knowledge of product and policy and constantly update themself with all relevant changes which can impact the customer repayment capacity and performance ability.
Adhering to the company's policies and ensuring compliance of the same.
Keep close watch on turnaround time and ensure speed with accuracy.
Compliance & Risk responsibilities, awareness of post disbursal documentation (PDD) and Audit query resolution.
Should be able to understand various business profiles of self-employed &non-professional.

Applicants should possess the following attributes:

Excellent attention to detail.
Good communication skills & command over English.
Computer skills viz MS Office.
Good Interpersonal skills.
Prior experience in credit risk profiles preferable.
Prior experience with Unsecured Lending is preferable.

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