Posted:22 hours ago|
Platform:
On-site
Full Time
Live Underwriter and Sr Live Underwriter ONLY
Must have experience in US RESIDENTIAL MORTGAGE
Experience : 3+ years
Job Location: Mumbai/Chennai/ Bangalore/ Hyderabad
Key skills: Underwriting, US mortgage
Candidate should have total 3+ years of US mortgage underwriting experience
Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit.
Should have good analytical and problem-solving skills.
Should have decision-making skill when applying in business judgment.
Evaluate complete loan documents and should provide approval or denial decision .
Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation.
Thorough income calculation – Salaried income, business income, retired other income and rental income.
Complete review of Collateral and property valuation.
Assets verification include borrower’s bank account statement, retirement accounts, mutual funds and other investments.
Credit analysis based on borrower’s Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer.
Validating and processing the Loan documents on behalf a Mortgage lender organization.
Evaluating evidence of borrower’s willingness and ability to repay the obligation.
Good communication, Presentation skills, Self-motivated and hard working
Job Types: Full-time, Permanent
Pay: Up to ₹1,000,000.00 per year
Benefits:
Schedule:
Work Location: In person
Oak Leaf HR LLP
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