Senior Legal Executive

Job Summary:

We are seeking a highly diligent and detail-oriented legal professional to join our Legal team, specializing in real estate and property due diligence within the affordable housing finance segment. The role involves end-to-end handling of legal verification, title due diligence, and loan documentation for housing finance cases, ensuring regulatory and legal compliance.

Key Responsibilities:

Title Due Diligence & Legal Verification

• Conduct legal due diligence of immovable properties and prepare Title Search & Title Investigation Reports (1330 years).
• Verify original property documents related to Home Loans, LAP, Commercial Loans, Project Finance, etc.
• Analyze and opine on property title, including government bodies like MHADA, CIDCO, SRA, and Co-operative Housing Societies.

Loan Documentation & Advisory

• Review and vet loan-related property documents submitted by applicants for housing finance.
• Draft and audit legal documentation, including APF (Approved Project Files), Indemnity Bonds, Public Notices, Affidavits, etc.
• Draft legal opinions and ensure statutory compliance as per lending institutions' norms.

Stakeholder Coordination

• Liaise with internal business teams and external stakeholders including banks, financial institutions, and developers for legal clearances.
• Provide support to the credit and risk teams by offering legal insights in project finance and retail lending.

Regulatory & Legal Compliance

• Ensure compliance with all applicable laws, regulations, and internal policies.
• Provide legal advisory support on property laws, RERA, and regulatory frameworks applicable to affordable housing.

Litigation & Legal Support (Desirable)

• (Optional) Assist in arbitration, DRT, and other court proceedings if required.
• Coordinate with external legal counsel on litigation matters.

Key Skills and Competencies:

• Strong understanding of property laws, land title investigation, and affordable housing schemes.
• Hands-on experience with drafting and vetting of legal documents.
• Familiarity with institutional lending processes and financial documentation.
• Strong communication and coordination skills with internal and external stakeholders.
• Proficiency in legal research and opinion drafting.
• Ability to work independently and meet deadlines.

Qualifications:

• LLB or equivalent law degree from a recognized university.
• Minimum 3+ years of experience in legal due diligence related to property and home loans.
• Exposure to affordable housing finance and experience working with financial institutions (HFCs/NBFCs/Banks) is preferred.