Senior Credit Risk Analyst

Role Overview: As a credit analyst at our company, you will be an integral part of the credit risk team, contributing to the development and maintenance of credit policies for digital lending products. Your role will involve analyzing data to generate insights that optimize credit decisions, monitoring portfolio delinquencies, and evaluating vendors for credit management strategies. Collaboration with cross-functional teams will be key to ensuring policy requirements are met and compliance with regulations is maintained. Key Responsibilities: - Develop, implement, and maintain credit policy for digital lending products - Analyze data using statistical tools to optimize credit decisions - Build and optimize customer management strategies for improved profitability - Monitor portfolio delinquencies and take corrective action as necessary - Evaluate vendors/data providers for incremental value in credit management strategies - Collaborate with marketing, data science, and product teams to execute policy requirements - Stay updated on regulations and compliance requirements Qualifications Required: - Bachelor's degree in Mathematics, Statistics, Economics, Engineering, or related field - 2-4 years of relevant experience in risk policy, risk management, or analytics preferred - Proficiency in Excel; knowledge of SQL/R/Python is an added advantage - Ability to visualize complex data analyses and communicate effectively to various audiences - Strong project management skills, including driving end-to-end project delivery - Experience in developing policy documentation and automating quality control processes for credit strategies execution (Note: No additional details about the company were provided in the job description.),