Senior Associate/Team Lead – Mortgage Underwriter – Chennai - GO%2FJC%2F342%2F2025

Job Description

Job Description Job Title: Senior Associate/Team Lead - Mortgage Underwriter Location: Chennai Candidate Specification& Job Responsibilities Candidate must have 2+ years Experience into US Mortgage Documents including borrower, lender and vendor documents. Should be aware of 4 C’s (Credit, Collateral, Capacity and Capital) of Underwriting & able to review, verify, analyze, validate the documents relating to 4 C’s & perform necessary calculation. Must have exposure to the FNMA and FHLMC and FHA/VA guidelines would be an added advantage. Exposure and knowledge of MI guidelines Should be able to understand / Analyse the Underwriting Findings and Conditions. Review and validate borrower’s employment and personal information from legal documents. Review and analyse and validate mortgage documents to ensure the accuracy and completeness. Verify accuracy of supporting employment documents, source of down payment/reserves, appraisal value and property title commitment received. Calculation of income, assets, liabilities, DTI on the loan. Should be able to complete Full review of collateral, income, asset, & liability / credit review and determine the decision taken by the Underwriter is correct. Should be able to review, validate & verify all types of income documents and calculate income from all sources which include wage earner, self-employment income, rental income, pension, social security income etc. Should be flexible for shifts Skills Required RoleSenior Associate/Team Lead – Mortgage Underwriter – Chennai Industry TypeITES/BPO/KPO Functional AreaITES/BPO/Customer Service Required Education B. COM Employment TypeFull Time, Permanent Key Skills CAPACITY CAPITAL COLLATERAL CREDIT MORTGAGE UNDERWRITING Other Information Job CodeGO/JC/342/2025 Recruiter NameSupraja Show more Show less