Senior Analyst - Credit Review

5 - 10 years

7 - 11 Lacs

Hyderabad

Posted:1 day ago| Platform: Naukri logo

Apply

Skills Required

Financial statements Automation Manager Quality Assurance Financial analysis Analytical Cash flow Credit analysis Management Credit risk Portfolio management

Work Mode

Work from Office

Job Type

Full Time

Job Description

Primary Responsibilities: Perform Regular credit analysis of the portfolio with detailed credit write-up of both standalone and/ or groups of companies as required. The credit write-up includes business (operating), industry, and financial analysis (including company financials and performance to plan analysis) to assess the creditworthiness of our customers while keeping track of the latest developments, including analyzing regional, sector-specific, environmental, and other financial data to assess and mitigate credit risk. Evaluate the performance of our customers based on historical data and capture the parameters from external rating agencies, which include analysis of financial statements, ratios, cash flow, etc. Regularly work and assess the customer risk category based on predetermined parameters. Perform quality assurance reviews and ensure 100% completeness of the Credit Process. Adhere to and comply with the company policies and procedures. Complete monthly trend and portfolio management analysis via defined reports, as well as using knowledge, experience, and observation to determine if new analysis is needed. Communicate the results of portfolio analysis to the management. Communicate (in a defined format) exceptions, trends, concerns, and conclusions of the Credit Risk associated with the management. Explore opportunities for standardization and automation in the existing process. Drive CI initiatives across the process and communicate weaknesses identified to the management, and work on process improvements. Experience and exposure to various data analytical tools would be a plus. Open for support on additional assignments or special projects as requested by the management. 5-10 years of relevant experience. Bachelors degree.

Mock Interview

Practice Video Interview with JobPe AI

Start Financial Statements Interview Now
Harsco
Harsco

Environmental Services

Philadelphia PA

10001 Employees

25 Jobs

    Key People

  • Kurt A. Bock

    Chairman and Chief Executive Officer
  • Vicky A. McKenna

    Chief Financial Officer

RecommendedJobs for You