Relationship Manager - Supply Chain - Sales

As a Business Development Manager in the SME sector, your role will involve originating new business prospects through direct sourcing and open market channels. You will be responsible for acquiring SME customers, managing their proposals, and guiding them up to the disbursement stage. Meeting with existing SME clients to identify business opportunities, drive revenue, and provide them with various working capital facilities tailored to their specific needs, such as Overdraft, Cash Credit, Dealer Finance, Vendor Finance, Letter of Credit, Bank Guarantee, and Term Loan, will also be part of your key responsibilities. Your primary focus will be on managing and nurturing customer relationships, addressing service and sales queries to engage and retain SME clients. Additionally, you will cross-sell retail banking products to SME customers to maximize revenue and meet sales targets. It will be essential to assess the credit risk associated with SME clients and their financing structures, collaborating with credit and risk teams to ensure sound credit decisions. Conducting in-depth financial analysis of SME clients, evaluating their creditworthiness and funding requirements, and preparing comprehensive credit proposals will be crucial. You will also be responsible for structuring credit facilities for SMEs in alignment with their business needs and risk profiles, optimizing the credit solutions offered to them. Ensuring compliance with all relevant regulatory requirements and internal policies, as well as staying updated on changes in regulations affecting SME banking, will be essential in this role. Qualifications: - Minimum Degree: Post Graduate/Graduate in any discipline.,