Regional Head - Individual Loans

Role Overview: As the Regional Head for Individual Loans in the Rural Banking department, your main responsibility will be to lead sales for Housing loan products within the rural branch network in the defined zone. Your role involves driving business and collections to meet defined targets while upholding a customer-first philosophy. Key Responsibilities: - Drive sales and collections for MEL, MEL Variants, PL, PL Cross Sell, and other unsecured loan products - Maintain high collections efficiency across buckets, with current bucket collections exceeding 99.7% - Acquire new customers while retaining existing ones - Grow the portfolio by increasing the customer base and consistently achieving desired disbursal amounts - Ensure high compliance standards through continuous portfolio checks to minimize governance issues and process lapses - Provide excellent customer service to minimize escalations - Implement digital initiatives within existing products - Build and lead a strong, high-performance team - Train and develop new hires while nurturing existing talent - Provide continuous guidance to prepare the team for future roles - Aim to minimize attrition within the team Qualification Required: - Graduation in any field - Post-graduation in MBA or PGDM - 15+ years of relevant experience in the field (Note: No additional details of the company are mentioned in the provided job description),