Regional Credit Manager-CEQ-Credit Appraisal-Kolkata

Role Overview: As the Sanction Life Cycle Manager, your main role will involve managing all activities related to the sanction life cycle of borrower accounts in the designated region. Key Responsibilities: - Supporting and co-partnering with business teams to oversee end-to-end credit approvals - Underwriting for all customer segments for corporate finance products and presenting to senior management - Authorizing deviations raised by underwriters in compliance with credit policy - Finalizing the review of credit memos, prepared by underwriters, and providing approval or decline sign-offs on every file after checking for documentation requests - Approving all disbursement requests based on adherence to requirements and full documentation at the branch level - Overseeing and initiating follow-ups with external vendors to ensure timely query resolution and report submission - Coordinating with the recoveries team to generate business insights - Leading a team of credit approvers to ensure portfolio quality and manage delinquencies - Engaging in the development, implementation, review, and monitoring of various credit programs - Providing training and coaching to continuously upgrade the team's competency and improve processing efficiency - Traveling extensively to oversee branches in the assigned region for business development and team guidance - Ensuring compliance with all audit and regulatory regulations, processes, policies, and reports Qualifications Required: - MBA/PGDBA/PGPM/CA or equivalent degree.,