Product Approval Council (PAC) - FS/Fintech - Ops Risk - Manager/Senior Manager

Experience & Skills:

• Minimum 5-10 years in Risk/Compliance/Product Governance in BFSI, Fintech,

or Ecommerce

• Should have worked on at least 2–3 product rollouts in financial services or ecommerce

business

• Working knowledge of RBI/IRDAI/SEBI guidelines, ideally including experience

with PAC or New Product Approval frameworks

• Excellent documentation, stakeholder management, and critical thinking

• Eye for detail

Roles & Responsibilities:

• Review and approve new product launches

o Check for regulatory compliances

o Identify operational, fraud, tech and operational risks

• Co-ordinate with cross functional teams

o Work with Product, Legal, Risk, Tech, InfoSec, and Business teams

o Lead PAC meetings with all stakeholders

• Maintain documentation and audit readiness

o Prepare and maintain checklists, SOPs, PAC notes

o Ensure traceability for audit and regulatory review

• Ensure the adherence to TAT while maintaining the QC

• Ensure regular dashboards are released to all stakeholders

• Experience in building and managing system-based approval mechanism