Portfolio Optimization Credit & Fraud Risk (Banking Domain) | Gurgaon

9 - 14 years

10 - 20 Lacs

Posted:3 weeks ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

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About the Role

We are hiring an experienced Portfolio Optimization Leader to drive end-to-end portfolio strategies for low & medium risk customers. The role involves optimizing credit card portfolio performance, improving authorization success rates, and leveraging data analytics to drive portfolio growth while maintaining delinquency benchmarks.

Key Responsibilities

  • Design and execute portfolio optimization strategies for credit card customers
  • Conduct analysis for limit enhancement and cross-sell optimization
  • Improve authorization rates and reduce transaction declines
  • Develop monthly portfolio performance dashboards
  • Analyze credit bureau and alternate data for decision-making
  • Work on regulatory & network-driven implementations
  • Partner with marketing teams on customer campaigns
  • Monitor BIN-level caps and portfolio KPIs
  • Ensure adherence to internal processes and governance

Must-Have Skills

  • Strong experience in

    SAS, SQL, Python

  • Mandatory background in

    Banking / Credit Cards

  • Expertise in

    Credit Risk, Fraud Risk, Portfolio Analytics

  • Experience in

    data modelling, portfolio dashboards

  • Knowledge of

    ACS, card networks, payment processing

  • Strong analytical & problem-solving skills
  • Team-handling experience is required

Qualifications

  • Masters degree in

    Economics, Statistics, Data Science, Mathematics, or Business Management

Why Join?

  • Opportunity to work with a leading credit card issuer
  • Strong learning exposure to digital payments & portfolio strategy
  • Inclusive workplace culture with excellent growth opportunities
  • Competitive compensation and benefits

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Manpowergroup Services India

Staffing and Recruitment

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