Mortgage Underwriter

Description

We are seeking a skilled Mortgage Underwriter to join our team in India. The ideal candidate will possess a thorough understanding of mortgage lending processes and demonstrate strong analytical abilities to assess loan applications effectively.

Responsibilities

• Review and analyze mortgage applications for accuracy and completeness.
• Assess applicant creditworthiness by evaluating credit reports and financial statements.
• Determine the risk associated with mortgage lending and make recommendations accordingly.
• Ensure compliance with company policies and regulatory requirements.
• Collaborate with loan officers and other team members to facilitate smooth processing of mortgage applications.
• Communicate decisions to applicants and provide reasons for approval or denial of loans.

Skills and Qualifications

• Bachelor's degree in finance, business administration, or a related field.
• 2-12 years of experience in mortgage underwriting or a related financial field.
• Strong analytical skills and attention to detail.
• Proficient in using underwriting software and tools.
• Excellent communication and interpersonal skills.
• Knowledge of mortgage lending regulations and compliance standards.
• Ability to work under pressure and meet tight deadlines.