Job Description

Architect - Mobile Location: Bangalore About the Team Navi’s Engineering team builds the backbone of our financial products—spanning lending, payments, insurance, investments, and debt management. We operate as cross-functional teams that work closely with Product, Data, and Business functions to deliver reliable, high-performance systems at scale. Our engineers focus on solving real-world challenges through scalable architecture, automation, and long-term thinking—ensuring every Navi product is built to serve millions efficiently and seamlessly. About the Role As an Architect - Mobile, you will be the hands-on technical lead for Navi’s mobile platforms. You’ll drive architecture and execution for our Android and iOS apps, build for scale and performance, and guide teams in delivering secure, seamless, and high-quality mobile experiences. What We Expect From You Define and own the mobile architecture across Android and iOS , driving consistency , performance , and reliability . Build high-quality mobile experiences that scale to millions of users with high stability and low latency . Lead the creation of shared frameworks , components , and development tools to improve team velocity . Partner with product , backend , design , and infra teams to ensure seamless cross-functional delivery . Evaluate and guide adoption of cross-platform solutions like React Native , Flutter , or CMP/KMP . Drive observability , CI/CD automation , and crash/error monitoring into the mobile development process . Stay ahead of platform and tooling changes to incorporate the latest best practices in mobile engineering . Coach and mentor engineers , contribute to technical discussions , and uphold code quality and performance standards . Lead initiatives on app performance , security , size optimization , and offline capabilities . Must Haves Qualifications 8+ years of mobile development experience with 2+ years in a senior IC, staff, or architect-level role. Strong experience in Android (Kotlin, Java) and/or iOS (Swift, Objective-C) ; familiarity with React Native or CMP/KMP is a plus. Technical Deep understanding of mobile architectures (e.g., MVVM, MVI, Clean Architecture), lifecycle management , background processing , and offline-first design. Strong debugging and profiling experience using tools like Android Profiler, Xcode Instruments , and Perfetto . Experience designing for app performance, reliability, and battery efficiency. Solid grasp of mobile CI/CD , feature flagging , crash analytics , A/B testing , and monitoring systems . Familiarity with mobile security practices (e.g., OAuth, JWT, secure storage, obfuscation) and compliance needs. Soft Skills Ability to influence and align stakeholders across engineering, product, and design. Strong communication and collaboration skills in cross-functional environments. Hands-on, pragmatic approach to solving complex technical problems. Experience mentoring senior engineers and guiding teams through architectural decisions . Inside Navi We are shaping the future of financial services for a billion Indians through products that are simple, accessible, and affordable. From Personal & Home Loans to UPI, Insurance, Mutual Funds, and Gold — we’re building tech-first solutions that work at scale, with a strong customer-first approach. Founded by Sachin Bansal & Ankit Agarwal in 2018, we are one of India’s fastest-growing financial services organisations. But we’re just getting started! Our Culture The Navi DNA Ambition. Perseverance. Self-awareness. Ownership. Integrity. We’re looking for people who dream big when it comes to innovation. At Navi, you’ll be empowered with the right mechanisms to work in a dynamic team that builds and improves innovative solutions. If you’re driven to deliver real value to customers, no matter the challenge, this is the place for you. We chase excellence by uplifting each other—and that starts with every one of us. Why You'll Thrive at Navi At Navi, it’s about how you think, build, and grow. You’ll thrive here if: You’re impact-driven - You take ownership, build boldly, and care about making a real difference. You strive for excellence - Good isn’t good enough. You bring focus, precision, and a passion for quality. You embrace change - You adapt quickly, move fast, and always put the customer first.