Manager/Asst. Manager - Credit Policy (Pre Acquisition)

5 - 8 years

16 - 20 Lacs

Posted:2 weeks ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

Role & responsibilities

This position is responsible managing the day to day functioning of the department. The role and responsibilities of this position includes:

  • Document BRD for any change request to launch any new campaign/partnership
  • System implementation of credit policies and procedures to ensure creditworthiness and minimize risk of financial loss
  • Test Data creation for UAT of Business Rules defined
  • Conducting UAT of BRE ensuring and Sign off for deployment
  • Quality check of policy implementations
  • Collaborating with relevant stakeholders including Partners, Business Team, Operations, tech and other support team to implement policies
  • Compliance and regulatory adherence: stay updated on evolving credit regulations and ensure the credit operations comply with relevant laws and industry standards.

Applicants should possess the following attributes:

  • Preferred experience in Credit Risk, policy implementation in LOS
  • Strong hold in MS Excel and PowerPoint presentations
  • Basic knowledge of SQL/Python or other related language will be an added advantage
  • Experience in BRE implementation, UAT, and understanding of Delinquency management
  • Understanding of Bureau reports in relation to customer profile and various risk alerts
  • Ability to analyze situations from a long-term perspective and make informed, high-impact decisions.
  • Understand the complex issues and come up with mitigants/solutions
  • Understanding of systems, processes, functions and regulations in lending business
  • Excellent interpersonal, communications and presentation skills with ability to work cross-functionally, across different business areas and hierarchy, and to synthesize detailed information.

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