Location Sales Manager-AGRI-FIN-TRACTOR LOANS AND RETAIL(TFE)-Marketing Branches Operations

The role of a Location Manager in the Risk Control Unit involves evaluating credit requirements for potential customers, both strategic and retail. This includes underwriting and preparing credit assessment notes that involve a detailed analysis of the business, management, and financials. The manager is responsible for analyzing balance sheets and other financial statements to identify risk factors. Market, competitor, and dealer visits are essential as per requirements for keeping updated on market changes. This information helps in acting proactively. Timely processing of proposals is crucial to ensure a better time to market. The Location Manager is also responsible for ensuring compliance with the terms and conditions of sanctions by liaising with Relationship Managers and the company involved. Adherence to credit policies and RBI guidelines is a key responsibility of the Location Manager. Continuous monitoring of infant delinquencies is also part of the role to maintain a healthy credit portfolio.,