4.0 - 8.0 years

4 - 8 Lacs

gadag, karnataka, india

On-site

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Underwrite proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties. Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems. Exceed service quality standards and strive for continuous process improvement. Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between MOV.

Posted 14 hours ago

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Manager Finance & Banking Prestige Group

5.0 - 9.0 years

0 Lacs

karnataka

On-site

The job responsibilities include preparing project/company cash flows for corporate finance, monitoring proposals from Financial Institutions (FIs) for loans, handling internal/statutory audits, preparing project financials, coordinating with banks/FIs for project NOCs, arranging external ratings and valuation reports, participating in meetings with banks/valuators/advocates, conducting due diligence for various financial purposes, filing loan-related documents, preparing financial reports, monitoring debt profile compliances, coordinating for balance/interest rate confirmations, and ensuring bank credit audit compliances. You will also be responsible for any other tasks as required within the corporate finance portfolio.,

Posted 1 week ago

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Financial Associate Zenith Career Consultancy

3.0 - 4.0 years

3 - 8 Lacs

Pune

Work from Office

Preparing detail loan proposal document, financial and credit Analysis, Co ord with Banks & NBFCs SCA/CMA/CA Finalist/CMA for writing Project loan Proposals Account Finalization

Posted 1 month ago

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Branch Relationship Officer - UCV Equitas Small Finance Bank

1 - 2 years

2 - 4 Lacs

Tambaram, Chennai, Kanchipuram

Work from Office

Develop consistent pipeline of applications from good quality customers who require finance for purchase of New Commercial Vehicles through direct sourcing, Dealers, market references etc., Effectively manage relationships with all customers by responding to their requirements in a timely and professional manner. Ensure that all documentation and information related to loan proposals are obtained in a timely manner to practice First Time Right principle. Actively generate & pass on leads for cross-sell products like Saving Accounts, Current Accounts, Term Deposits, FASTag (wherever applicable) Ensure 100% compliance to Policies & Processes and all regulatory matters of RBI and other statutory bodies

Posted 3 months ago

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