Lead- Risk Monitoring - Construction Finance - Mumbai

Role & responsibilities

• Portfolio Monitoring
• Policy, process and SOP Formulation
• Early warning models
• Regulatory & statutory inspection query resolution
• Assessment of new proposal

Customer Scoring monitoring and improvements

Portfolio quality depends to a significant extent on the risk monitoring framework. The framework should encompass various aspects including reviewing of underwriting decisions, enhancing the decision-making ability of the credit managers, understanding changing market dynamics and its impact on the portfolio.

Enabling Skill Sets & Qualifications

• The critical skill sets are a strong analytical acumen, evaluation skills, detail orientation, decision making skills, initiative and target orientation and market intelligence developed through a strong industry network. Profile also requires good interpersonal skills due to high cross functional engagement not only internal teams and stake holders but also with external agencies.

Supporting Actions

• Facilitating the identification and management of risks that can impact the business, with the objective of improving the risk environment.
• Portfolio monitoring on regular basis and presenting the identified risk to the management
• Improvements in Early warning model of the company.
• Identifiaction of early warning accounts in CF portfolio
• Development and improvements in scoring models for the company
• Framing and modification of policy to be in line with regulatory guidelines
• Handling statutory and regulatory queries for construction finance portfolio
• Reporting as per regulatory guidelines for construction finance
• Development and improvement of system for monitoring and onboarding of CF accounts.
• Assessment and rating of fresh & subsequent disbursal request.
• Dashboarding of portfolio and presentation to senior maagment .
• Policy and process and SOP improvements to reduce the risks identified through portfolio monitoring.