12 Credit Portfolio Jobs

Role & responsibilities: The key responsibility is to identify early signs of stress in any account by continuously monitoring the wholesale banking portfolio. Identify early signs of stress in accounts/ sectors by continuously monitoring both external and internal reports/triggers. Engage with stakeholders for flagging off identified risks pertaining to borrowers. Convene EWS forum meetings, drafting of minutes and follow up on the agreed action plan. Preparation of Asset Quality Reports (AQR) to highlight inherent weaknesses in credit and operational parameters of an account. Designing and refinement of EWS policies and processes Preparation and circulation of specific MIS to top managemen...

Location Santacruz Experience 3 to 5 years in product/portfolio/credit/risk in banking/NBFC industry.

The Consultant will drive the growth of Renewable Energy,Agribusienss, Agri-tech, Agri-fintech, and food waste management verticals by leading pilot projects, scaling initiatives, and building strong systems and partnerships. The role includes stakeholder engagement, due diligence, portfolio monitoring, and business development, requiring strategic thinking, financial acumen, and a passion for sustainability. Result areas of the department Consultant responsible for driving the establishment and expansion of renewable energy, Agri-tech, Agri-fintech, and food waste management verticals. Lead the design, development, and execution of pilot projects to evaluate feasibility and impact. Scale an...

The Consultant will drive the growth of Renewable Energy,Agribusienss, Agri-tech, Agri-fintech, and food waste management verticals by leading pilot projects, scaling initiatives, and building strong systems and partnerships. The role includes stakeholder engagement, due diligence, portfolio monitoring, and business development, requiring strategic thinking, financial acumen, and a passion for sustainability. Result areas of the department Consultant responsible for driving the establishment and expansion of renewable energy, Agri-tech, Agri-fintech, and food waste management verticals. Lead the design, development, and execution of pilot projects to evaluate feasibility and impact. Scale an...

Role Purpose The role is responsible for ensuring the implementation of strategies & policies to ensure portfolio growth, maintaining delinquencies within benchmarks through regular tracking mechanisms together with designing and launching new campaigns to achieve organization goals. Role Accountability 1. Maintain & sustain profitability in Encash Portfolio and delinquency rates below benchmark levels 2. Offer encash & CLI to low and marginal-risk segments, which act as an NEA builder for the portfolio 3. Effective Utilization of data from other bureaus to offer encash to customers 4. Track & monitor portfolio performance and take corrective actions to maintain the portfolio delinquency wit...

The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement. The role bearer is involved in development and implementation of credit policy initiatives and managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank. Roles & Responsibilities: Conducting Credit Appra...

The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement. The role bearer is involved in development and implementation of credit policy initiatives and managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank. Roles & Responsibilities: Conducting Credit Appra...

About this role: Wells Fargo is seeking a Credit Portfolio Consultant In this role, you will: Participate in less complex consulting services and identify opportunity for providing credit and portfolio expertise Identify and assess credit performance, as well as potential and emerging risks, and partnering on credit and portfolio strategies within the scope of responsibilities Review and analyze credit performance or credit portfolio that require research, evaluation, and selection of alternatives, and exercise independent judgment to guide medium risk deliverables Present recommendations for resolving more complex situations and exercise independent judgment while developing expertise in cr...

Role & responsibilities Analysis of historical loan data to understand the pattern from default point of view Apply statistical tool to analyze the pattern and come with detailed assessment Prepare risk dashboard for management which shows all important risk parameters Develop rating model/scorecard for various retail and corporate loans based on historical data Coordinate with various stakeholder for the rating model implementation Prepare and maintain database of loan product from risk assessment point of view Coordinate with IT team for the automation of credit approval process Preparation of regular credit risk reports for Board meeting and other management committee meeting consumption ...

The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement. The role bearer is involved in development and implementation of credit policy initiatives and managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank. Roles & Responsibilities: Conducting Credit Appra...

Job Purpose: This role is responsible to lead the development and oversight of credit policies for the Consumer Durable Loans portfolio. The ideal candidate will have a strong understanding of consumer lending risk, product-specific dynamics, and customer behavior in the consumer finance space, particularly within banks or NBFCs. Key Responsibilities: Develop and manage credit policies for Consumer Durable Loans across various products and geographies. Design rule-based or scorecard-driven underwriting criteria in line with risk appetite and market trends. Work closely with OEMs, retailers, and sales finance teams to align credit policies with business strategy. Monitor portfolio performance...

Objective: To manage and monitor the credit portfolio across products, with a focus on Portfolio Risk, Vintage Risk, and Collection-linked portfolio performance, ensuring early identification of stress and supporting proactive risk mitigation strategies. Role & responsibilities Portfolio & Credit Risk Management Monitor portfolio health across vintages, delinquency buckets, and collection trends to identify emerging risks. Conduct in-depth credit risk analysis and vintage performance reviews; recommend corrective actions for underperforming segments. Track ECL (Expected Credit Loss), PD (Probability of Default) models, and other risk parameters to ensure accuracy and relevance. Ensure compli...