Lead Developer - Payment Integration Services

Location:

• Technical Leadership & Architecture:

  Lead the architectural design and development of high-quality, scalable, and secure payment gateway solutions and API integrations.

• Development & Implementation:

  Actively participate in coding, code reviews, and debugging of complex payment integration solutions using Java, .NET, or Node.js.

• Project Delivery:

  Drive projects from conception to completion, ensuring they meet client requirements, industry standards, and are delivered on time.

• Team Mentorship:

  Mentor, guide, and develop a team of software engineers, fostering a culture of technical excellence, innovation, and collaboration.

• Stakeholder Collaboration:

  Serve as the primary technical point of contact for banking clients, payment providers, and internal business teams to ensure alignment and clear communication.

• Quality & Security Assurance:

  Enforce rigorous testing standards and secure coding practices to ensure the reliability, performance, and compliance of all payment solutions.

• Problem Solving:

  Troubleshoot and resolve complex, mission-critical issues in payment processing flows, often in high-pressure situations.

Required Skills and Qualifications
Essential Domain Expertise in Payments (Mandatory)
A deep and practical understanding of the payments ecosystem is the most critical requirement for this role.

• ISO 8583 Protocol:

  Expert-level, hands-on knowledge of the ISO 8583 messaging standard is non-negotiable. This must include:
• Extensive experience in parsing, constructing, and manipulating ISO 8583 messages.
• Deep understanding of Message Type Indicators (MTIs), Processing Codes, Data Elements, and Bitmaps.
• Experience with various regional and network-specific dialects of ISO 8583.

• Global Card Network Operations (Mastercard/Visa):

  Comprehensive knowledge of the end-to-end transaction lifecycle, including:
• Authorization, clearing, and settlement processes.
• Network message specifications and transaction flows for both credit and debit.
• Experience with network certification processes and test simulators.

• Security & Compliance:

  Profound understanding of payment security standards and practices.

• PCI DSS:

  In-depth knowledge of Payment Card Industry Data Security Standard requirements and their implementation in software architecture.
• Expertise in data encryption, tokenization, and secure management of sensitive cardholder data.

• EMV & Card Technologies:

  Solid understanding of EMV standards for both contact and contactless (NFC) transactions, including knowledge of EMV data tags and transaction flows.

Technical Skills

• Programming Languages:

  7+ years of hands-on development experience with expertise in

  one or more

  of the following:

• Java:

  Spring Framework (Spring Boot, Spring Security), Hibernate/JPA, Maven/Gradle.

• .NET:

  C#, ASP.NET Core, Entity Framework.

• Node.js:

  Express.js, and a strong grasp of asynchronous programming.

• API Development:

  Proven experience in designing, building, and securing RESTful APIs for financial services.

• Database Systems:

  Proficiency with relational databases (e.g., PostgreSQL, Oracle) and familiarity with NoSQL databases.

• DevOps Practices:

  Familiarity with CI/CD principles and tools (e.g., Jenkins, GitLab CI) is highly desirable.

Leadership & Professional Skills

• Proven Leadership:

  Demonstrated experience in leading a software development team, including task allocation, performance management, and technical mentorship.

• Banking Environment Experience:

  A strong understanding of the operational and security constraints of working within a bank's IT environment, including change control and risk management processes.

• Communication & Collaboration:

  Exceptional communication skills with the ability to articulate complex technical concepts to both technical and non-technical stakeholders.

• Analytical Problem-Solving:

  Superior analytical and troubleshooting skills with a passion for solving complex technical puzzles under pressure.

Educational Background

• Bachelors or Masters degree in Computer Science, Information Technology, or a related engineering field.

What We Offer

• A competitive salary and benefits package.
• The opportunity to lead and build a core practice area in a growing company.
• A challenging and rewarding role working on high-impact projects with major financial institutions.
• A culture of continuous learning and professional development.