45 Jobs in Palani

We are looking for a highly skilled and experienced Branch Receivable Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-7 years of experience in the BFSI industry. Roles and Responsibility Manage and oversee the daily operations of the branch receivables function. Develop and implement strategies to improve cash flow and reduce bad debts. Collaborate with cross-functional teams to resolve customer complaints and issues. Analyze financial data to identify trends and areas for improvement. Ensure compliance with regulatory requirements and internal policies. Maintain accurate records and reports of all transactions and activities. Job Requirements Strong knowledge of accounting principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficient in Microsoft Office and other software applications. Strong analytical and problem-solving skills. Ability to maintain confidentiality and handle sensitive information. Experience working in a similar role within the BFSI industry is preferred.

Quantity Surveyor : Role & responsibilities Should prepare detailed cost estimates and budgets for construction projects, taking into account materials, labor, and other expenses. Should manage contracts with subcontractors and suppliers, ensuring all financial transactions and agreements align with legal Should prepare tender documents, evaluate bids. Should prepare regular cost reports, communicate with management and provide advice on cost-related matters. Essential Skills: Should possess strong ability to analyze data, interpret construction plans, and calculate quantities. Should possess In-depth knowledge of construction costs, market rates, and procurement processes. Should be able to understand construction contracts Should be able to communicate effectively with clients, contractors, and management . Should be able to identify and resolve cost-related issues and negotiate favorable outcomes. Should act as a financial guardian for construction projects, ensuring they are delivered on time, within budget, and to the required quality standards. Quality Control : Roles and responsbilities Giving quantity as per Mix design where hand Mixer is used for concreting. Summiting all the QA/QC test reports/ documents for Billing purpose Preparation and implementation of QA/QC Policies and procedures. • Follow up and witnessing the third-party inspection (TPI) for source approval of material and submitting the necessary test report and supporting documents. Issuing Open Point Report (OPR) and Punch Point to sub- Contractor when any quality problem arises. Taking Care of QA/QC Document of entire project, including the material/ Manufacturer testing certificate (MTC), Calibration, test reports, Request for inspection (RFI), NonCompliance report, pour card/ Inspection report (I.R), Checklist, M.O.M, ITP. • Setting up Quality Control Laboratory as per the contractual requirement. Calibration of all lab Equipment. Conducting Concrete trial Mix for grades like M35, M30, M25 etc and getting approval. • Testing of soil (Site safe bearing capacity witnessing, LL/ PL, MDD & OMC, compaction test (sand replacement and core cutter method), moisture content) etc. • Testing of Pile (Compression test, Pull out test, lateral test, and Pile integrity test witnessing)• Testing of aggregate (Sieve analysis, Flakiness, and elongation, AIV, Crushing value, Specific gravity, Bulk density, moisture content, Abrasion test etc...) • Testing of sand (Sieve analysis, silt content, bulking ofsand, fineness modulus F.M etc.) • Testing of Brick (Shape and size, water Absorption, Compressive strength). • Testing of cement (consistency test, initial and final setting time, compressive strength test) etc. • Testing of steel (Bend test, re bend test, Rolling margin test) etc To Inspect construction materials quality ensuring that products meet the required standards of quality, reliability, and performance. Skills: A keen eye for detail and the ability to identify even minor defects or deviations from standards. The ability to analyze data, identify trends, and solve quality-related problems. Proficiency in using inspection tools and equipment, as well as understanding relevant technical specifications. Effective verbal and written communication skills to report findings, collaborate with teams, and provide training. The ability to identify, analyze, and resolve quality-related problems in a timely and effective manner. Familiarity with relevant industry standards, company specifications, and quality control procedures. The ability to work effectively with others in a team environment. .

Distributors Development , Area wise hot Deal Implementation, Replacement verification distributors, New potential location development, New Product & Category Penetration, Implementation of company price list to retailers also sales Promotion scheme

We are looking for a highly skilled and experienced Branch Business Head to lead our Emerging Enterprise Banking team in Equitas Small Finance Bank. The ideal candidate will have 1-7 years of experience in the BFSI industry, with a strong background in assets management and business development. Roles and Responsibility Develop and implement strategies to drive business growth and expansion. Manage and oversee branch operations, ensuring compliance with regulatory requirements. Build and maintain relationships with key stakeholders, including customers and partners. Analyze market trends and competitor activity to identify opportunities and threats. Lead and motivate a team of professionals to achieve business objectives. Monitor and control expenses to ensure cost-effectiveness and profitability. Job Requirements Proven experience in managing teams and driving business results. Strong knowledge of emerging enterprise banking products and services. Excellent communication and interpersonal skills. Ability to analyze complex data and make informed decisions. Strong leadership and problem-solving skills. Experience working in a fast-paced environment and meeting deadlines. Location - Emerging Enterprise Banking,South,Tamil Nadu,Tamil Nadu 2,Madurai,Madurai,Palani,1061,Palani

Job Title: Credit Card Sales ExecutiveContact Person: Dhanushya Rajenthira – 📞 9994120980 Location: Multiple Locations – Coimbatore, Madurai, Tirunelveli, Trichy, Chennai, Karur, Erode, Dindigul, Palani, Vellore, Thoothukudi, Virudhunagar, Theni Employment Type: Full-Time Mode of Interview: Telephonic Job Description:We are hiring energetic and motivated individuals for the position of Credit Card Sales Executive to join our growing sales team across Tamil Nadu. This role involves both office work and field sales of credit cards through branch and retail channels. Key Responsibilities:Promote and sell credit card products to individual customers through branch walk-ins and field visits. Understand customer requirements and suggest suitable credit card options. Generate leads and follow up consistently to convert into sales. Maintain daily sales reports and meet monthly sales targets. Ensure customer satisfaction and build long-term relationships. Eligibility Criteria:Qualification: Minimum 12th Pass Experience: Any sales background preferred (Freshers with good communication can apply) Age Limit: 21 to 35 years Gender: Male/Female Documents Required: Aadhar & PAN Card Job Details:Salary: ₹15,000 – ₹25,000 (Based on Experience) Benefits: PF, ESIC & Attractive Incentives Work Type: Office + Field Work Vacancies: 100+ Why Join Us?Wide exposure in the banking sales industry Performance-based incentives Opportunity to work across various cities in Tamil Nadu Growth and learning opportunities Apply Now – Call/WhatsApp: Dhanushya Rajenthira – 9994120980

We are hiring Field Sales Executives / Marketing Executives Graduation is not mandatory Easy selection process Day Shift Prefer immediate joiners For more details call or Whats app to 8939542187 / 9176104109

Job Purpose: The role holder is responsible overall inventories, ordering new items, pulling our expired items, and keeping records of transferred merchandise. Department for, preparation and maintaining data for management review. Principal Accountabilities:- Knowledge in inventory Management Knowledge in First in, First-out ( FIFO) Maintain receipts, records & withdrawals of the stockroom. Proper identification of material Location Maintenance Proper storage & maintenance Material inward & outward Stock count Performing periodical stock count Performing Entries in the system during Inward & outward Maintenance of the equipment in the stores department Proper report to higher level people Maintaining safety to the Employees Maintain stores related MIS. Maintain records for Audit like ISO etc Proper identification of material. Knowledge, Experience Educational qualifications: Any Degree. Relevant experience: 1 & 3 years Knowledge: • Knowledge on SAP • Knowledge on Microsoft office, word, Power Point.

Role & responsibilities Job Details - Learn to drive business through SBI Bank customers - Learn Identify and motivate suitable partners for SP licensing and activation - Learn to set and monitor objectives to achieve the agreed sales targets - Identify customers for upsell and cross-sell opportunities Preferred candidate profile Qualification Criteria: - Completion of Graduation is a must

About Beco Beco is a rapidly growing, sustainable consumer goods brand in India, dedicated to providing eco friendly products for environmentally conscious consumers. We focus on innovation and data-driven strategies to fuel our growth in the Indian market. Role Overview Building a team that will work directly with the founders and the leadership team to solve core issues and working cross functionally across different projects. As the Manager - Growth at Beco, you will lead efforts to solve key challenges, drive user acquisition, retention, and revenue growth through strategic, data-driven initiatives. This role requires strong analytical and technical skills to optimize our Ecommerce, D2C, Retail, Modern Trade and shape our expansion in a competitive market. Key Responsibilities Develop and execute data-driven growth strategies to boost customer acquisition, retention, and sales. Analyze customer behavior, sales trends, and market data to identify growth opportunities. Work with brand, ops, and sales teams to implement impactful growth initiatives. Design and run A/B tests to refine marketing campaigns and product offerings. Track and report on key metrics (e.g., cac, pdp, conversion rates, customer lifetime value, roas, etc) to guide decision-making. Stay informed on industry trends and technologies to keep Beco ahead of the curve. Qualifications Bachelor s degree from IIT or BITS Pilani in a relevant field. Experience in growth hacking, data analysis, or a related role, ideally in Ecommerce or consumer goods. Proficiency in data analysis tools (e.g., SQL, Python, R), good to have knowledge of visualization platforms (e.g., Tableau, Power BI). Solid knowledge of digital marketing and Ecommerce strategies or interested to learn about them. Proven ability to lead projects and collaborate across teams. Strong problem-solving skills and a passion for driving business growth. What We Offer A chance to work with a team passionate about sustainability and innovation. Working directly with the leadership team, with a common passion to learn, grow and disrupt. Competitive salary and benefits.

We are looking for a highly motivated and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-2 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Manage relationships with existing customers to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking and referrals to expand the customer base. Conduct site visits to assess customer needs and provide personalized solutions. Develop and implement strategies to increase sales revenue and market share. Collaborate with internal teams to resolve customer queries and issues promptly. Maintain accurate records of customer interactions and transactions. Job Requirements Strong knowledge of micro mortgage products and services. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Familiarity with financial regulations and compliance requirements. Experience in relationship management and sales growth.

We are looking for a dedicated Industrial Engineer to drive operational excellence at Rajaratna Mills optimizing spinning mill operations and enhancing workforce capabilities. As an Industrial Engineer, you will spearhead initiatives to improve machinery performance, streamline workflows and material handling through lean methodologies, and develop comprehensive training programs for our workers. Your expertise will be crucial in reducing downtime, minimizing waste, and ensuring the efficient utilization of equipment. You will work closely with cross-functional teams to implement continuous improvement strategies, monitor key performance indicators, and maintain compliance with industry standards. *** IMPORTANT TO NOTE *** You will be based in Palani, Tamilnadu You will need to be fluent in Tamil You should have working proficiency in English. If you are ready to make a tangible impact on a well-established textile manufacturing company and advance your career in a thriving environment, we encourage you to apply. Responsibilities: Training and Development Develop and deliver spinning mill training programs to improve worker skills and knowledge. Assess training needs and create targeted modules. Evaluate training effectiveness and adjust programs accordingly. Work with department heads to align training with goals and standards. Mentor team members to promote continuous learning. Maintain training records for compliance. Equipment Utilization Efficiency Analyze machinery data to improve equipment utilization. Implement preventive maintenance to minimize downtime. Inspect equipment regularly and address issues proactively. Collaborate with maintenance on troubleshooting. Monitor equipment KPIs (uptime, throughput, energy consumption). Apply lean principles to optimize equipment layout and workflow. Process Optimization and Waste Reduction Analyze processes to identify inefficiencies. Use lean techniques to streamline workflows and reduce waste. Develop and implement standard operating procedures (SOPs). Monitor process KPIs (cycle time, defects, material consumption). Collaborate on process improvements. Audit SOP compliance and identify optimization opportunities. Compliance and Reporting Ensure compliance with safety regulations and industry standards. Maintain records of maintenance, training, and improvements. Prepare reports on equipment, training, and process KPIs. Communicate findings and recommendations to management. General Expectations and Past Experiences: Bachelors degree in Industrial, Mechanical, or Textile Engineering. 5+ years of industrial engineering experience in a manufacturing environment, experience in spinning mills is an added advantage. Proficient in lean manufacturing and continuous improvement. Proven ability to develop and implement technical training programs. Strong analytical and problem-solving skills; able to interpret data and identify improvements. Excellent communication skills for all levels of the organization.

Key Job Responsibilities Deliver on Customer Acquisition through business development To find new micro markets and empanel good quality referral partners to scale up Micro LAP business Gold backed secured business loan (Suvarna) Work in the Area assigned by the Branch Business Manager and generate leads Cold Calling to the potential customer base to generate business Daily Sales Calls as per the Plan submitted to BBM To find, nurture and develop excellent relationship with the Referral Partners / Connectors Managing the customer journey through sales championship, process championship and product championship To Activate Referral Partners for new business To give doorstep service to customers at their residence or office. To learn the Organization s policies, and source files as per the policy. To Act as the Eyes Ears of the Organization while working in the Market for new opportunities, information and sharing them to Branch Business Manager To Support the Customers in terms of end -to- end loan processing. To act as the Bridge between Customers and the Branch To be responsible for the Soft Bucket collections, Early mortality and 12 MOB Fresh Sourcing. To Cross Sell Insurance effectively to the loan customers to safeguard their Property, Health Life. To Be the Face of SULB Muthoot Fincorp for the Area Assigned for Working. Retain existing live loan customers. Knowledge, Skills Attributes Result Orientation Customer Service Retention Focus Strong presentation skills Relationship Building Stake holder Management Process Knowledge/ Orientation Cross Selling / Upselling Skills Business Development Communication Skills Proficiency in local language and English

Responsible for preparing, producing and presenting food as per Sodexo Indiastandards and within budget in accordance with company policy Key Responsibilities Prepare, cook and produce food to the companies standard, with particular emphasis on presentation, hygiene and economy Ensure proper cleanliness of the kitchen equipment and flooring Observe all safety rules and procedures Ensure that equipment and materials are not left in dangerous state Ensure proper grooming and hygiene for self and for all staff under him Assist Manager / Site In-charge / Sous chef / Sr cook in indenting for provisions In addition, any other assignment given occasionally or on a daily basis by the immediate superior or the management Key Competencies: Minimum 6 years of experience in hands on cooking including: Experience in a high pressure catering environment, preferably in a commercial or industrial environment Experience in menu planning and production Experience in or exposure to bulk cooking Commitment to quality Able to work with a substantial level of accountability Able to work individually or in a team Ability to control food costs Creativity Eye for detail

JOB DESCRIPTION Position/Designation Business Development Executive Grade B2 Department BRANCH Sub Department (if any) N/A-Sub Department Employment Type Probationer Job Role Branch Business Development Reporting to - Designation and Grade Branch Manager No Of Reportees Main Tasks Increase the Branch business 1.Field Marketing. 2.Generate Leads on daily basis. 3.Conversation of leads 4.Sales Calls 5.Generate new customer Business for GL and Third party. Areas of Responsibility 1.Achieve Monthly Sales Target. 2.Cross selling and up selling of third Party and group products to Gold Loan customers. 3.Adhere to lending norms and maintain integrity in customer transactions. 4.Support the branch in interest collection. 5.Conduct branch catchment development activities and generate customer leads and converting them to NCA. Special Requirements (if any) Graduate/Post Graduate. Compensation Band Based on Market Standards/Internal norms Entitlements As per policy Stake Holders MFL Sta , Group Company Sta , Customers Assets Required As per policy Career Progression Null Personal Speci cation Educational Quali cation Graduate (minimum) Technical Certi cation Basic Computer Knowledge, esp.MS O ce applications mandatory. MS Excel preferable. Skill Sets Sales orientation. Good communication skills. Outgoing and confident. Problem solving capabilities, Result oriented, Proactive, Creative, and innovative, Perseverance, Flexibility, Pleasant and Smart, Integrity, Effective, Team player. And Empathetic Communication Skills Conversant in local language and English Total Field Sales Experience 1Year(s)0 Month(s) Behavioral Competencies NA Other Requirements (if any) Null Remarks

JOB DESCRIPTION Position/Designation Senior Business Development Executive Grade JM3(60) Department BRANCH Sub Department (if any) N/A-Sub Department Employment Type Probationer Job Role Senior Branch Business Development Reporting to - Designation and Grade Branch Manager No Of Reportees Main Tasks Increase the Branch business 1.Field Marketing. 2.Generate Leads on daily basis. 3.Conversation of leads 4.Sales Calls 5.Generate new customer Business for GL and Third party. Areas of Responsibility 1.Achieve Monthly Sales Target. 2.Cross selling and up selling of third Party and group products to Gold Loan customers. 3.Adhere to lending norms and maintain integrity in customer transactions. 4.Support the branch in interest collection. 5.Conduct branch catchment development activities and generate customer leads and converting them to NCA. Special Requirements (if any) Graduate/Post Graduate. Compensation Band Based on Market Standards/Internal norms Entitlements As per policy Stake Holders MFL Sta , Group Company Sta , Customers Assets Required As per policy Career Progression Null Personal Speci cation Educational Quali cation Graduate (minimum) Technical Certi cation Basic Computer Knowledge, esp.MS O ce applications mandatory. MS Excel preferable. Skill Sets Sales orientation. Good communication skills. Outgoing and confident. Problem solving capabilities, Result oriented, Proactive, Creative, and innovative, Perseverance, Flexibility, Pleasant and Smart, Integrity, Effective, Team player. And Empathetic Communication Skills Conversant in local language and English Total Field Sales Experience 1Year(s)0 Month(s) Behavioral Competencies NA Other Requirements (if any) Null Remarks

Company Name Muthoot Fincorp Limited Position / Designation Branch Business Manager Secured & Unsecured Lending Business Grade D1 Employment Type All Employment Type Reporting to Designation & Grade State Business Manager Secured & Unsecured Lending Business No of Reportees, Designation & Grade 5 RMs / BSMs; 1 Collections Officer Main Tasks & Areas of Responsibility Lead & Motivate team of RO/RM/BSMs to build to Overachieve Monthly / Quarterly / Half Yearly / Annual Business Budget Own & resolve the early mortality, delinquencies and NPAs from new sourcing and existing portfolio To find new micro markets and empanel good quality referral partners to scale up Micro LAP business & Gold backed secured business loan (Suvarna) To liaison with Credit, Subject Matter Experts at different levels to clear customers loan proposals for faster decisioning To Cross Sell Insurance effectively to the loan customers to safeguard their Property, Health & Life To Be the Face of SULB Muthoot Fincorp for that Location for all practical purposes To Constantly look out for opportunities for improve customer experience by giving inputs to the Sr Management for addressing the unmet needs of the customer To Watch closely the Competition activities and report the same to the Zonal and National teams To Work closely with Muthoot Fincorp branches for smoother disbursement of Gold backed Secured Loans and their safekeep To Attract & Retain High Performers in the Team To Retain existing live loan customers To effectively liaison with law authorities for resolving conflicts if any Skills and Exposure A result oriented individual with Positive Mental Attitude with Integrity, willing to put hardwork Proven ability to Recruit and Retain high performing RO/RM/BSMs Atleast 5 years experience in leading a team of Sales Exectives, Team Leaders, with atleast 2 years of Onroll team members Having good working knowledge on Lower & Middle Income Customer Segments, having worked in similar role in an Affordable Housing or NBFC, with minimum 2 years of similar exposure Excellent interpersonal and verbal communication skills Ability to Work & Deliver business targets under pressure Working knowledge of Collections/ Recoveries Be Accountable for Portfolio Quality of the Location Special Requirements (If any) Direct team managing experience mandatory Working knowledge of Affordable Home Loans / Micro LAP business exposure, preferable Job Location / State Telangana, Andhra Pradesh, Tamil Nadu, Rajasthan, MP, Gujarath, Delhi, Karnataka , Rajasthan, Uttar Pradesh, Compensation Band As per policy Entitlements As per policy Stake Holders Should be able to manage multiple stakeholders and collaborate with State, Zonal, National teams B Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Experience in Home Loans / Mortgages, with team handling skill sets Communication Skills Good oral, written and presentation skills Experience 5+ years of overall experience Behavioral Competencies Uncompromising ethical standards and discipline expected Other Requirements (If any) -

Job Description Position / Designation Branch Business Manager Secured & Unsecured Lending Business Grade D1 Employment Type All Employment Type Reporting to Designation & Grade State Business Manager Secured & Unsecured Lending Business No. of Reportees, Designation & Grade 5 RMs / BSMs; 1 Collections Officer Main Tasks & Areas of Responsibility Lead & Motivate team of RO/RM/BSMs to build to Overachieve Monthly / Quarterly / Half Yearly / Annual Business Budget Own & resolve the early mortality, delinquencies and NPAs from new sourcing and existing portfolio. To find new micro markets and empanel good quality referral partners to scale up Micro LAP business & Gold backed secured business loan (Suvarna) To liaison with Credit, Subject Matter Experts at different levels to clear customers loan proposals for faster decisioning To Cross Sell Insurance effectively to the loan customers to safeguard their Property, Health & Life. To Be the Face of SULB Muthoot Fincorp for that Location for all practical purposes. To Constantly look out for opportunities for improve customer experience by giving inputs to the Sr. Management for addressing the unmet needs of the customer. To Watch closely the Competition activities and report the same to the Zonal and National teams. To Work closely with Muthoot Fincorp branches for smoother disbursement of Gold backed Secured Loans and their safekeep. To Attract & Retain High Performers in the Team. To Retain existing live loan customers. To effectively liaison with law authorities for resolving conflicts if any. Skills and Exposure A result oriented individual with Positive Mental Attitude with Integrity, willing to put hardwork. Proven ability to Recruit and Retain high performing RO/RM/BSMs. Atleast 5 years experience in leading a team of Sales Exectives, Team Leaders, with atleast 2 years of Onroll team members. Having good working knowledge on Lower & Middle Income Customer Segments, having worked in similar role in an Affordable Housing or NBFC, with minimum 2 years of similar exposure. Excellent interpersonal and verbal communication skills Ability to Work & Deliver business targets under pressure Working knowledge of Collections/ Recoveries. Be Accountable for Portfolio Quality of the Location. Special Requirements (If any) Direct team managing experience mandatory Working knowledge of Affordable Home Loans / Micro LAP business exposure, preferable. Job Location / State Telangana, Andhra Pradesh, Tamil Nadu, Rajasthan, MP, Gujarath, Delhi, Karnataka , Rajasthan, Uttar Pradesh, Compensation Band As per policy Entitlements As per policy Stake Holders Should be able to manage multiple stakeholders and collaborate with State, Zonal, National teams Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Experience in Home Loans / Mortgages, with team handling skill sets. Communication Skills Good oral, written and presentation skills Experience 5+ years of overall experience Behavioral Competencies Uncompromising ethical standards and discipline expected

Co ordination with Collection and Sales Team for Delinquency Management . Co ordination with Central Ops team and internal audit team to ensure process, policy adherence is implemented and audit observations are rectifies and complied. Ensure effective utilization of System reports for various analysis pertaining to product, credit parameters.

Key Job Responsibilities To ensure quality of business and operational e ciency through proper process adherence and facilitate smooth functioning of branches. Promote and maintain positive relations with all contacts, customers, and potential customers Achieve desired level of productivity to meet & contribute towards branch profitability targets. Promotes the products and services; consistently cross-sells and Up-sells products at every opportunity. Conduct promotional activities for marketing and drive referral programs for customer acquisition Responsible to handle day to day transactions and valuables. Maintain all data and records related to daily transactions Retain customers, by working towards achieving the higher purpose to transform the life of the common man by improving their financial well being Knowledge, Skills & Attributes Result Orientation Customer Service & Retention Focus Digital Mindset Relationship Building Process Knowledge/ Orientation Effective Time Management Cross Selling / Upselling Skills Business Development Communication Skills Proficiency in local language and English Role Requirements Educational Qualification Graduate Experience Freshers / 1 year experience in lending / financial services

Customer Acquisition Generate new leads and implement strategies to acquire new customers through lead generation initiatives including self-generated prospecting efforts, individual networking, tele sales, events, field visits etc. Increase the customer base of the branch by developing business relationships with current and prospective customers. Act as a liaison between potential customers and the business, delivering important feedback from the field in terms of product offerings and business development or branding initiatives. Facilitate the end-to-end process of customer acquisition and collaborate with internal teams to deliver a seamless customer onboarding experience. Sales Planning Create prospecting plan for potential customers and work closely with the Branch Manager to capture new business opportunities and meet revenue targets. Conduct research to understand the nature of business development effort required, customer expectations etc. to inform customer acquisition strategies for the branch. Actively participate in brand awareness campaigns and branch level marketing programs, outreach, and events. Maintain data and records related to sales, marketing or business development and keep database of prospective customers updated. Compliance Uphold Muthoot FinCorp s vision & values, ensure high ethical standards and adherence to Manual of Instructions, regulatory and statutory guidelines, and maintenance of records, assets, statutory registers, etc. Ensure prompt intimation and escalation of incidents/fraudulent activities.

Key Job Responsibilities To ensure quality of business and operational e ciency through proper process adherence and facilitate smooth functioning of branches. Promote and maintain positive relations with all contacts, customers, and potential customers Achieve desired level of productivity to meet & contribute towards branch profitability targets. Promotes the products and services; consistently cross-sells and Up-sells products at every opportunity. Conduct promotional activities for marketing and drive referral programs for customer acquisition Responsible to handle day to day transactions and valuables. Maintain all data and records related to daily transactions Retain customers, by working towards achieving the higher purpose to transform the life of the common man by improving their financial well being Knowledge, Skills & Attributes Result Orientation Customer Service & Retention Focus Digital Mindset Relationship Building Process Knowledge/ Orientation Effective Time Management Cross Selling / Upselling Skills Business Development Communication Skills Proficiency in local language and English Role Requirements Educational Qualification Graduate Experience Freshers / 1 year experience in lending / financial services

Company Name Muthoot Fincorp Limited Job Title Senior Relationship Manager, Secured & Unsecured Business Loans Grade C3/C4 Location PAN India Reports to Business Manager, Secured & Unsecured Business Loans Span Of Control NA Job Purpose The purpose of the role is to deliver and execute customer acquisition through business development and support branch channel in managing the customer journey through sales championship, process championship and product championship. Key Job Responsibilities Deliver on Customer Acquisition through business development To find new micro markets and empanel good quality referral partners to scale up Micro LAP business & Gold backed secured business loan (Suvarna) Work in the Area assigned by the Branch Business Manager and generate leads Cold Calling to the potential customer base to generate business Daily Sales Calls as per the Plan submitted to BBM To find, nurture and develop excellent relationship with the Referral Partners / Connectors Managing the customer journey through sales championship, process championship and product championship To Activate Referral Partners for new business To give doorstep service to customers at their residence or office. To learn the Organization s policies, and source files as per the policy. To Act as the Eyes & Ears of the Organization while working in the Market for new opportunities, information and sharing them to Branch Business Manager To Support the Customers in terms of end -to- end loan processing. To act as the Bridge between Customers and the Branch To be responsible for the Soft Bucket collections, Early mortality and 12 MOB Fresh Sourcing. To Cross Sell Insurance effectively to the loan customers to safeguard their Property, Health & Life. To Be the Face of SULB Muthoot Fincorp for the Area Assigned for Working. Retain existing live loan customers. Knowledge, Skills & Attributes Result Orientation Customer Service & Retention Focus Strong presentation skills Relationship Building & Stake holder Management Process Knowledge/ Orientation Cross Selling / Upselling Skills Business Development Communication Skills Proficiency in local language and English Culture at Muthoot Pappachan Group We do everything to gain and maintain the Trust of all the stakeholders and don t do anything to lose their Trust . Trust is the overarching Core Value , one which, our other values have been built. Our Core Values Integrity Asking oneself before saying, doing or deciding on anything, whether it s passing the test of integrity. No unethical shortcuts, to save time, money and energy. Strict adherence to regulatory and other statutory bodies guidelines. Transparency in all business deals. Offer solutions to customers on the basis of their needs only. Encourage people to highlight any practices that go against this core value Collaboration Genuinely believe & treat the organization as your family. Encourage people to build healthy professional relationship with members of other departments and functions. Welcome feedback from other departments. Encourage people from other departments to join for brainstorming sessions. Look at the big picture (organization goals) rather than limiting the vision to the individual / department goal. Help others to achieve their goals / tasks Excellence Maddeningly pursue excellence. Look for best outcomes before finalizing the approach. Maintain a constructive and critical mindset to gauge & ensure quality. Open for constructive feedback from others to refine the final output. Benchmark against the best only, should not be basis convenience. We should look for continuous improvement. Recognize and appreciate, if we observe any superior performance. Don t get settled for less at any cost display the go getter attitude. Encourage people to stretch in order to achieve excellence Building on the bedrock of Core Values, below are the other key constituents of the Culture Code Honesty Humility Empathy Empowerment Agility Ownership Fresh Thinking & Continuous Renewal Inclusion Work-Life Balance Role Requirements Educational Qualification Graduate Experience At least 2 years experience in working in Retail Assets especially Home Loans and Loan Against Property business. Exposure to Affordable segment preferred.

1.Company Name : Muthoot Fincorp Ltd. 2 Position/Designation : CREDIT OFFICER-SECURED & UNSECURED LENDING BUSINESS 3 Grade : C1 4 Department : SECURED & UNSECURED LENDING BUSINESS 5 Sub Department(if any) : CREDIT 6 Employment Type : Probationer Job Role : CREDIT OFFICER-SECURED & UNSECURED LENDING BUSINESS Reporting to - Designation and Grade : CREDIT MANAGER-SECURED & UNSECURED LENDING BUSINESS-D1 Main Tasks : 1. Meet customers business premises and residence and conduct a detailed verification. 2. Proper credit assessment as per template and reporting to Credit Manager 3. Conduct study on cash flow, ability to pay of customer with utmost integrity. 4. Gather all relevant information thru discussion & documents to make a proper credit analysis. 5 Areas of Responsibility : 1. Timely customer meetings. 2. 100% compliance to right credit underwriting procedures. 3. maintain TAT within product guidelines. 4. focus Delinquency triggers as per product norms. SkillSets : Unsecured Micro /small ticket /Biz loan credit experience. LAP credit experience. Communication Skills : Excellent communication Skills English language fluency - both verbal and written. Total Experience : 3Year(s)0 Month(s) Behavioural Competencies : Need to be a Team player Ability to work stretch/MultiTasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& live Organizational values.

Company Name Muthoot Fincorp Limited Job Title Senior Relationship Manager, Secured & Unsecured Business Loans Grade C3/C4 Location PAN India Reports to Business Manager, Secured & Unsecured Business Loans Span Of Control NA Job Purpose The purpose of the role is to deliver and execute customer acquisition through business development and support branch channel in managing the customer journey through sales championship, process championship and product championship. Key Job Responsibilities Deliver on Customer Acquisition through business development To find new micro markets and empanel good quality referral partners to scale up Micro LAP business & Gold backed secured business loan (Suvarna) Work in the Area assigned by the Branch Business Manager and generate leads Cold Calling to the potential customer base to generate business Daily Sales Calls as per the Plan submitted to BBM To find, nurture and develop excellent relationship with the Referral Partners / Connectors Managing the customer journey through sales championship, process championship and product championship To Activate Referral Partners for new business To give doorstep service to customers at their residence or office. To learn the Organization s policies, and source files as per the policy. To Act as the Eyes & Ears of the Organization while working in the Market for new opportunities, information and sharing them to Branch Business Manager To Support the Customers in terms of end -to- end loan processing. To act as the Bridge between Customers and the Branch To be responsible for the Soft Bucket collections, Early mortality and 12 MOB Fresh Sourcing. To Cross Sell Insurance effectively to the loan customers to safeguard their Property, Health & Life. To Be the Face of SULB Muthoot Fincorp for the Area Assigned for Working. Retain existing live loan customers. Knowledge, Skills & Attributes Result Orientation Customer Service & Retention Focus Strong presentation skills Relationship Building & Stake holder Management Process Knowledge/ Orientation Cross Selling / Upselling Skills Business Development Communication Skills Proficiency in local language and English Culture at Muthoot Pappachan Group We do everything to gain and maintain the Trust of all the stakeholders and don t do anything to lose their Trust . Trust is the overarching Core Value , one which, our other values have been built. Our Core Values Integrity Asking oneself before saying, doing or deciding on anything, whether it s passing the test of integrity. No unethical shortcuts, to save time, money and energy. Strict adherence to regulatory and other statutory bodies guidelines. Transparency in all business deals. Offer solutions to customers on the basis of their needs only. Encourage people to highlight any practices that go against this core value Collaboration Genuinely believe & treat the organization as your family. Encourage people to build healthy professional relationship with members of other departments and functions. Welcome feedback from other departments. Encourage people from other departments to join for brainstorming sessions. Look at the big picture (organization goals) rather than limiting the vision to the individual / department goal. Help others to achieve their goals / tasks Excellence Maddeningly pursue excellence. Look for best outcomes before finalizing the approach. Maintain a constructive and critical mindset to gauge & ensure quality. Open for constructive feedback from others to refine the final output. Benchmark against the best only, should not be basis convenience. We should look for continuous improvement. Recognize and appreciate, if we observe any superior performance. Don t get settled for less at any cost display the go getter attitude. Encourage people to stretch in order to achieve excellence Building on the bedrock of Core Values, below are the other key constituents of the Culture Code Honesty Humility Empathy Empowerment Agility Ownership Fresh Thinking & Continuous Renewal Inclusion Work-Life Balance Role Requirements Educational Qualification Graduate Experience At least 2 years experience in working in Retail Assets especially Home Loans and Loan Against Property business. Exposure to Affordable segment preferred.

Key Job Responsibilities Deliver on Customer Acquisition through business development To find new micro markets and empanel good quality referral partners to scale up Micro LAP business & Gold backed secured business loan (Suvarna) Work in the Area assigned by the Branch Business Manager and generate leads Cold Calling to the potential customer base to generate business Daily Sales Calls as per the Plan submitted to BBM To find, nurture and develop excellent relationship with the Referral Partners / Connectors Managing the customer journey through sales championship, process championship and product championship To Activate Referral Partners for new business To give doorstep service to customers at their residence or office. To learn the Organization s policies, and source files as per the policy. To Act as the Eyes & Ears of the Organization while working in the Market for new opportunities, information and sharing them to Branch Business Manager To Support the Customers in terms of end -to- end loan processing. To act as the Bridge between Customers and the Branch To be responsible for the Soft Bucket collections, Early mortality and 12 MOB Fresh Sourcing. To Cross Sell Insurance effectively to the loan customers to safeguard their Property, Health & Life. To Be the Face of SULB Muthoot Fincorp for the Area Assigned for Working. Retain existing live loan customers. Knowledge, Skills & Attributes Result Orientation Customer Service & Retention Focus Strong presentation skills Relationship Building & Stake holder Management Process Knowledge/ Orientation Cross Selling / Upselling Skills Business Development Communication Skills Proficiency in local language and English