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0.0 - 1.0 years
0 Lacs
Jalore, Rajasthan, India
On-site
Job Requirements Job Requirements Role/Job Title: Associate Relationship Manager-Micro Enterprise Loan(MEL) Function/Department: Rural Banking Job Purpose The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to support Relationship Manager in identifying Business owners / entrepreneurs in the defined catchment and assessing their business loan needs. The role bearer is responsible for driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals. Roles & Responsibilities Manage zoning activity to map household needs in villages and areas allocated. Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets. Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements. Contribute to penetration of liabilities business in Rural markets through lead generations and account opening as per needs of customer. Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship. Nudge behavioral changes in customers to drive them towards online banking. Maintain high collections efficiency through discipline and drive. Monitor preparation of accurate documentation of loans and saving account. Coordinate with operations officer to ensure timely and accurate data entry. Ensure compliance as per the bank requirements. Conduct field audits and customer verifications to ensure high quality of accounts. Gather latest Market intelligence and track and benchmark against best practices in competitor banks. Recommend process changes in order to improve service efficiency and quality across the branch network. Provide support for implementation of livelihood advancement and community development initiatives. Education Qualification Graduation: BA / BCom / BSc / BBA / BCA / BE / BTech or any other graduate. Experience: 0 to 1 years of relevant branch banking experience. Show more Show less
Posted 5 days ago
0.0 - 2.0 years
0 Lacs
Jalore, Rajasthan, India
On-site
Job Requirements Role/Job Title: Associate Relationship Manager-Home loan / Loan against property Function/Department: Rural Banking Job Purpose To deliver a high-quality client service and customer retention. Enhance product sales and new client acquisition. Roles & Responsibilities Identifying New Markets, must work towards attracting new customers and generating leads through local activities like organizing canopy activities/leaflet distribution/cold calling and etc. To service, the leads referred by sales front/cross/selling or other channels. To deliver a high-quality client service and customer retention approach to managing client relationships to enhance product sales and new client growth targets. Achieve agreed individual performance targets for income generation, product sales and new client growth targets. Login to disbursement completion, fulfilment, counselling and handholding the customer through the entire process of sanction and disbursement. Ensuring that customer doesn’t become a non-starter e.g. helping collections to recover EMI’s in case of default. Building the relationship in the Market by meeting the Local Builders, Business communities and new channels. Education Qualification Graduation: Bachelor’s in Engineering / Technology / Math’s / Commerce / Arts / Science / Biology / Business / Computers / Management. Experience: 0 to 2 Years in NBFCs/Banking. Show more Show less
Posted 1 week ago
3 - 8 years
3 - 5 Lacs
Banswara, Sirohi, JALORE
Work from Office
Branch Sales Manager -Mortgage Loan AYE Finance Pvt Ltd - www.ayefin.com One of the fastest-growing NBFC, Aye Finance Pvt Ltd. providing Business Loans & Mortgage Loans to micro enterprises across India. Experience: At least 3+ years of experience in mortgage loan, Micro Lap Loan. 1.Should have experience in mortgage/Lap loans. 2.Should have knowledge and understanding of property documents. 4.Avg ticket size 2 to 10 Lac 5.ROI - 20 to 26% - should not be below 20% 6.Should be from Mortgage background - Micro LAP 7.Stability - should not be a Job hopper 8.Team Handling profile.
Posted 2 months ago
0 years
0 Lacs
Jalore, Rajasthan, India
On-site
Job Requirements Job Requirements Role/Job Title: Associate Relationship Manager-Micro Enterprise Loan(MEL) Function/Department: Rural Banking Job Purpose The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to support Relationship Manager in identifying Business owners / entrepreneurs in the defined catchment and assessing their business loan needs. The role bearer is responsible for driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals. Roles & Responsibilities Manage zoning activity to map household needs in villages and areas allocated. Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets. Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements. Contribute to penetration of liabilities business in Rural markets through lead generations and account opening as per needs of customer. Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship. Nudge behavioral changes in customers to drive them towards online banking. Maintain high collections efficiency through discipline and drive. Monitor preparation of accurate documentation of loans and saving account. Coordinate with operations officer to ensure timely and accurate data entry. Ensure compliance as per the bank requirements. Conduct field audits and customer verifications to ensure high quality of accounts. Gather latest Market intelligence and track and benchmark against best practices in competitor banks. Recommend process changes in order to improve service efficiency and quality across the branch network. Provide support for implementation of livelihood advancement and community development initiatives. Education Qualification Graduation: BA / BCom / BSc / BBA / BCA / BE / BTech or any other graduate. Experience: 0 to 1 years of relevant branch banking experience. Show more Show less
Posted 3 weeks ago
0 years
0 Lacs
Jalore, Rajasthan, India
On-site
Job Requirements Job Description: Relationship Manager-Tractor Loan at IDFC FIRST Bank Company Name: IDFC FIRST Bank Job Title: Relationship Manager-Tractor Loan Job Type: Full-Time Job Category: Retail Banking Department: Retail Banking > Rural Banking > Agri Location: Jalore, Rajasthan, India Additional Parameters IDFC FIRST Bank is a leading financial institution in India, committed to providing innovative and customer-centric banking solutions. We are currently seeking a highly motivated and experienced Relationship Manager-Tractor Loan to join our Retail Banking team in Jalore, Rajasthan. As a Relationship Manager-Tractor Loan, you will be responsible for managing and growing our tractor loan portfolio in the rural areas of Jalore. You will be the primary point of contact for our customers and will be responsible for building and maintaining strong relationships with them. Key Responsibilities Develop and implement strategies to acquire new customers and increase the tractor loan portfolio in the assigned area Build and maintain relationships with existing customers to ensure customer satisfaction and retention Conduct market research and identify potential business opportunities in the rural areas of Jalore Meet with potential customers to understand their financial needs and offer suitable tractor loan products Evaluate loan applications and make credit decisions based on the bank's policies and procedures Monitor loan performance and take necessary actions to minimize delinquency and maximize collections Collaborate with other departments within the bank to provide a seamless and efficient customer experience Stay updated on industry trends and competitors' activities to identify potential risks and opportunities for the bank Requirements Bachelor's degree in Business Administration, Finance, or a related field Minimum of 3 years of experience in retail banking, with a focus on rural banking and agri loans Strong understanding of the tractor loan market in Jalore, Rajasthan Excellent communication and interpersonal skills Proven track record of meeting and exceeding sales targets Ability to work independently and in a team environment Proficiency in local languages will be an added advantage Willingness to travel within the assigned area We offer a competitive salary and benefits package, along with opportunities for career growth and development. If you are passionate about rural banking and have a strong drive to succeed, we would love to hear from you. Apply now to join our dynamic team at IDFC FIRST Bank as a Relationship Manager-Tractor Loan.
Posted 1 month ago
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