Health Underwriter

Job Description

. Assess all BAFGG health applications (new business, reinstatements, additions and decrease in deductible level) for potential risks to determine appropriate risk classification utilizing actuarial data, reinsurance and underwriting guidelines, relevant statistics, and personal judgement within established authority limits; ensuring necessary escalations are completed in accordance with company policy and assigned deadlines (24 – 48 hours of receipt). 2. Acquire an advanced knowledge of the company’s administrative systems, products, Underwriting and Reinsurance Guidelines. 3. Examine new and existing applications to ensure adherence and compliance of all laws, regulations, policies, and submission of all supporting and supplemental documentation for policy issuance. 4. Communicate with stakeholders regarding application status, additional requirements needed, required corrections, final underwriting decision and the associated reason within turnaround times. 5. Facilitate all exclusion, appeal requests and reconsiderations. 6. Possess strong familiarity with industry standards, practices and products. 7. Create and update all HEB questionnaires and applications under the supervision of Management. 8. Participate in strategic discussions related to underwriting (the company as a whole) and offer valuable insight and suggestions on projects. 9. Update and maintain the health underwriting guidelines and manual. 10. Escalate and discuss complex cases with Management and Medical Director. 11. Assist with Audit Request, Case Management, Reinsurance Administration and training as required. 12. Participate in on-going medical, soft skill training and leadership training. Job Types: Full-time, Permanent Pay: ₹1,000,000.00 - ₹1,200,000.00 per year Benefits: Cell phone reimbursement Health insurance Provident Fund Supplemental Pay: Performance bonus Yearly bonus Work Location: In person