GOLD LOAN

As a Gold Loan Manager, you will be responsible for managing the gold loan portfolio, driving business development, ensuring compliance with regulatory requirements, and providing exceptional customer service. You should have a strong understanding of the gold loan market, risk assessment, and the ability to lead a team effectively. Your role will involve overseeing the gold loan portfolio to ensure healthy loan growth and minimize delinquency rates. You will need to monitor market trends and competitor activities to adapt strategies and enhance product offerings. Developing and maintaining strong relationships with customers to facilitate repeat business is crucial. In this position, you will be responsible for ensuring best practices in gold appraisal, evaluating customers" goals assets for loan eligibility, and determining appropriate Loan-To-Value (LTV) ratio. Leading, training, and motivating the gold loan team to achieve performance targets, as well as conducting regular performance and business target reviews, will also be part of your responsibilities. It will be your duty to ensure compliance with all transactions, takeovers of gold as per company policy, and relevant legal and regulatory frameworks. Overseeing the day-to-day operations of the branch to ensure efficient customer service in gold loans is essential. Developing and implementing strategies to grow the business through cross-selling of gold loans and other financial products will be a key aspect of your role. You will need to analyze trends, prepare forecasts to assist in strategic planning, and collaborate with marketing teams to create outreach programs. In addition, you will be responsible for ensuring compliance with cash management, assets transits, and proper maintenance of documentations and files. You will oversee the loan disbursement process, ensuring timely processing and sanctioning of gold loans once all requirements are met, as well as overseeing the disbursement of funds to customers in a manner compliant with internal policies. This is a full-time position, and the work location is in person. The benefits include Provident Fund and a yearly bonus. The application deadline is 03/06/2025, and the expected start date is 10/06/2025.,